Georgia Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Georgia Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union P.O. Box 2000 Chester, PA 19022-2000 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report based on a recent denial of credit. As a resident of Georgia, I believe it is my right to obtain this report under the Fair Credit Reporting Act (FCRA), and I would like to exercise that right. I recently applied for credit with [name of creditor or lender] on [date], and unfortunately, my application was denied. As per the FCRA, Section 611(a)(2), I understand that I have the right to receive a free copy of my credit report within 60 days of being denied credit. Please find below the necessary information to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] I kindly request that you provide me with a copy of my credit report as soon as possible, considering that the FCRA mandates the report to be delivered within 30 days from the date of this request. Moreover, I would appreciate if you could include a detailed explanation of the factors that contributed to the denial of credit. Understanding the reasons behind this decision will help me better manage my credit and financial situation in the future. If there are any fees associated with obtaining this credit report, please inform me in advance. However, please note that the FCRA requires the provision of a free copy due to the credit denial. Should you require any additional information or documentation to process my request, please do not hesitate to contact me at the phone number provided above or via email at [Your Email Address]. Thank you for your prompt attention to this matter. I believe that the provision of this credit report will enable me to take appropriate steps to rectify any errors or discrepancies and improve my creditworthiness. I look forward to receiving the requested report soon. Sincerely, [Your Name]

Georgia Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union P.O. Box 2000 Chester, PA 19022-2000 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I hope this letter finds you well. I am writing to request a free copy of my credit report based on a recent denial of credit. As a resident of Georgia, I believe it is my right to obtain this report under the Fair Credit Reporting Act (FCRA), and I would like to exercise that right. I recently applied for credit with [name of creditor or lender] on [date], and unfortunately, my application was denied. As per the FCRA, Section 611(a)(2), I understand that I have the right to receive a free copy of my credit report within 60 days of being denied credit. Please find below the necessary information to process my request: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] I kindly request that you provide me with a copy of my credit report as soon as possible, considering that the FCRA mandates the report to be delivered within 30 days from the date of this request. Moreover, I would appreciate if you could include a detailed explanation of the factors that contributed to the denial of credit. Understanding the reasons behind this decision will help me better manage my credit and financial situation in the future. If there are any fees associated with obtaining this credit report, please inform me in advance. However, please note that the FCRA requires the provision of a free copy due to the credit denial. Should you require any additional information or documentation to process my request, please do not hesitate to contact me at the phone number provided above or via email at [Your Email Address]. Thank you for your prompt attention to this matter. I believe that the provision of this credit report will enable me to take appropriate steps to rectify any errors or discrepancies and improve my creditworthiness. I look forward to receiving the requested report soon. Sincerely, [Your Name]