Guam Checklists - Worker's Compensation Claims

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US-04076BG
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Description

Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

The Federal Employees' Compensation Act (FECA) provides workers' compensation coverage for employment-related injuries and occupational diseases. Benefits include wage replacement, payment for medical care, and where necessary, medical and vocational rehabilitation assistance in returning to work and survivor benefits.

The answer to this question is almost always ?yes.? Most employers are required by law to purchase workers compensation. In fact, every single U.S. state but Texas mandates that companies purchase workers compensation coverage.

Worker's Compensation Policy protects businesses against the costs of compensating employees who are injured or ill because of their work. Under Guam Law, all businesses are required to carry a minimum limit of $100,000 and in the CNMI, the minimum limit is $40,000.

Every state (except Texas) requires employers to provide workers' compensation coverage to at least some of their employees.

? In 1884, Germany introduced Workers Compensation to the world. legislation concerning worker's compensation. ? Today there are Workers Compensation programs in 136 countries. compensation program part of a general social insurance system.

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Guam Checklists - Worker's Compensation Claims