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The Federal Employees' Compensation Act (FECA) provides workers' compensation coverage for employment-related injuries and occupational diseases. Benefits include wage replacement, payment for medical care, and where necessary, medical and vocational rehabilitation assistance in returning to work and survivor benefits.
The answer to this question is almost always ?yes.? Most employers are required by law to purchase workers compensation. In fact, every single U.S. state but Texas mandates that companies purchase workers compensation coverage.
Worker's Compensation Policy protects businesses against the costs of compensating employees who are injured or ill because of their work. Under Guam Law, all businesses are required to carry a minimum limit of $100,000 and in the CNMI, the minimum limit is $40,000.
Every state (except Texas) requires employers to provide workers' compensation coverage to at least some of their employees.
? In 1884, Germany introduced Workers Compensation to the world. legislation concerning worker's compensation. ? Today there are Workers Compensation programs in 136 countries. compensation program part of a general social insurance system.