Subject: Request for a Free Copy of My Credit Report Due to Denial of Credit — Guam Dear Equifax Customer Support, I hope this letter finds you well. I am writing to you today to request a free copy of my credit report based on the denial of credit I recently experienced. As a resident of Guam, I kindly request your assistance in providing me with the necessary information to understand the details impacting my creditworthiness. I recently applied for credit with [creditor's name] and unfortunately, my application was denied. In accordance with the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report since it is the basis for the denial of credit. I am writing to request that you promptly send me a copy of my credit report along with any supporting documents or information used in evaluating my credit application. To make the process more efficient, please find below my personal details: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I kindly request you to send the credit report to the following address: [Your Mailing Address] [City, Postal Code] [Guam] Furthermore, please include any additional instructions or forms required in order to gain the most comprehensive understanding of my creditworthiness. To ensure a smooth process, I would appreciate your assistance in expediting this request. As stated in the FCRA, you are required to provide the requested information within 30 days of receiving this letter. Should you require any documents or information from my end to help expedite this process, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I am eager to resolve this matter as promptly as possible. Thank you for your attention to this matter, and I look forward to receiving my credit report from Equifax soon. Your cooperation is highly appreciated. Yours sincerely, [Your Full Name]