This form is Schedule J. The form lists the current expenditures of individual debtor(s). Some of the current expenditures listed are: mortgage payments, food, clothing, and transportation. This form is data enabled to comply with CM/ECF electronic filing standards. This form is for post 2005 act cases.
Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 is a financial document used in bankruptcy cases to list and itemize the monthly expenses of individual debtors residing in Guam. This schedule helps bankruptcy filers provide an overview of their monthly budget and financial obligations to assist the bankruptcy court in assessing their ability to repay debts. The Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 encompasses various types of expenses, including: 1. Housing Expenses: This section includes rent or mortgage payments, property taxes, homeowner association fees, utilities (such as water, electricity, gas), and home maintenance costs. 2. Transportation Expenses: It covers car loan or lease payments, auto insurance, fuel expenses, vehicle maintenance and repairs, public transportation costs, and parking fees. 3. Food and Groceries: Debtors must disclose their monthly expenditure on groceries, dining out, and other food-related expenses. 4. Health Care: This category includes health insurance premiums, medical expenses not covered by insurance (such as co-payments or deductibles), prescription medications, and health-related products like vitamins or over-the-counter drugs. 5. Personal Care and Clothing: Debtors are required to list expenses related to personal care items (such as toiletries, haircuts, and manicures) and clothing purchases. 6. Insurance Payments: This section covers all insurance payments apart from health insurance, such as life insurance, disability insurance, or homeowners/renters insurance. 7. Taxes: Debtors should disclose their monthly tax obligations, such as income tax payments, property tax payments, or vehicle registration fees. 8. Utilities and Household Operations: This category includes telephone bills, internet subscriptions, cable or satellite TV bills, and other monthly utility expenses. 9. Childcare and Education: If applicable, debtors need to record their expenses related to childcare, daycare, or school tuition. 10. Recreation, Entertainment, and Miscellaneous: This section encompasses expenses for hobbies, entertainment, vacations, subscriptions (such as gym memberships or streaming services), charities, and any other miscellaneous expenses not covered by other categories. It's worth noting that while this description covers the general categories, the specific names or categorizations may be subject to variations based on individual circumstances or updates in the bankruptcy forms. It is always advisable to consult the latest version of the Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 for accurate and up-to-date information.
Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 is a financial document used in bankruptcy cases to list and itemize the monthly expenses of individual debtors residing in Guam. This schedule helps bankruptcy filers provide an overview of their monthly budget and financial obligations to assist the bankruptcy court in assessing their ability to repay debts. The Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 encompasses various types of expenses, including: 1. Housing Expenses: This section includes rent or mortgage payments, property taxes, homeowner association fees, utilities (such as water, electricity, gas), and home maintenance costs. 2. Transportation Expenses: It covers car loan or lease payments, auto insurance, fuel expenses, vehicle maintenance and repairs, public transportation costs, and parking fees. 3. Food and Groceries: Debtors must disclose their monthly expenditure on groceries, dining out, and other food-related expenses. 4. Health Care: This category includes health insurance premiums, medical expenses not covered by insurance (such as co-payments or deductibles), prescription medications, and health-related products like vitamins or over-the-counter drugs. 5. Personal Care and Clothing: Debtors are required to list expenses related to personal care items (such as toiletries, haircuts, and manicures) and clothing purchases. 6. Insurance Payments: This section covers all insurance payments apart from health insurance, such as life insurance, disability insurance, or homeowners/renters insurance. 7. Taxes: Debtors should disclose their monthly tax obligations, such as income tax payments, property tax payments, or vehicle registration fees. 8. Utilities and Household Operations: This category includes telephone bills, internet subscriptions, cable or satellite TV bills, and other monthly utility expenses. 9. Childcare and Education: If applicable, debtors need to record their expenses related to childcare, daycare, or school tuition. 10. Recreation, Entertainment, and Miscellaneous: This section encompasses expenses for hobbies, entertainment, vacations, subscriptions (such as gym memberships or streaming services), charities, and any other miscellaneous expenses not covered by other categories. It's worth noting that while this description covers the general categories, the specific names or categorizations may be subject to variations based on individual circumstances or updates in the bankruptcy forms. It is always advisable to consult the latest version of the Guam Current Expenditures of Individual Debtors — Schedule — - Form 6J - Post 2005 for accurate and up-to-date information.