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Many insurance companies require that you report car damage and accidents within seven days, even if you're not sure about filing a claim. If you fail to do this and the other driver decides to make a claim within that two-year period, your insurance company may decide not to pay out if you failed to report it.
California is a fault state, which means that drivers who are found to be at fault for a car accident may be held liable for any damages or injuries that result from the accident. This includes property damage, medical expenses, lost wages, and other costs associated with the accident.