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Hawaii Waiver from Credit Counseling and Debtor Education (Motion)

State:
Hawaii
Control #:
HI-SKU-0196
Format:
PDF
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Waiver from Credit Counseling and Debtor Education (Motion)

Hawaii Waiver from Credit Counseling and Debtor Education (Motion) is a legal document that allows a debtor who is filing for bankruptcy in the state of Hawaii to waive the credit counseling and debtor education requirements of the bankruptcy code. The waiver is usually granted when the debtor cannot complete the required courses because of financial hardship or other extenuating circumstances. There are two types of waivers available: the Hawaii waiver from credit counseling and the Hawaii waiver from debtor education. Both waivers must be approved by the bankruptcy court before the debtor can proceed with the bankruptcy filing. Both waivers require the debtor to submit documentation that shows the reason why they are unable to complete the courses. The debtor must also provide evidence of their financial hardship and any other extenuating circumstances that may have prevented them from taking the courses.

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This motion is applicable to a single individual. You need to take a credit counseling course before filing for bankruptcy and a debtor education course before completing the process.The court can waive the requirement if: no court-approved course providers are available in your area. Before filing bankruptcy, you must attend (or complete online) a credit counseling course. The fee for credit counseling and debtor education may be waived if you are below the poverty income guidelines. The bankruptcy counseling certificate is valid for up to 180 days from the completion of the counseling session. This is the credit counseling course that CC Advising provides. Before receiving a bankruptcy discharge, debtors are also required to complete an instructional course focused on personal financial management. The counseling session must be completed no more than 180 days prior to filing. Pre-Discharge Education.

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Hawaii Waiver from Credit Counseling and Debtor Education (Motion)