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A judgment debtor examination is a court proceeding created by law where the party who has obtained a judgment in court is entitled to ask questions of the person who owes that judgment. What do the questions cover? The questions are limited to inquiries about your property, assets, debts, and income.
What is a debtor's exam? You must come to a debtor's examination if you're served Form SC-134 or EJ-125. At a debtor's examination, the other side can ask you about your financial situation. They can ask things like where you work, what you earn, where you bank, and what property you own.
In English and American law, a judgment debtor is a person against whom a judgment ordering him to pay a sum of money has been obtained and remains unsatisfied.
The main ways to legally avoid appearing at a debtor examination are to pay off the debt or reach a settlement with the creditor that provides a way for paying back the debt. You also may be able to avoid the examination by filing for bankruptcy, which will trigger an automatic stay of collection efforts.
A judgment debtor examination is a court proceeding created by law where the party who has obtained a judgment in court is entitled to ask questions of the person who owes that judgment.
Ohio law provides a way to question the person who owes you about his or her income and property so that you can get the information you need to collect your judgment. You may request an examination in aid of execution of judgment, which is commonly known as a ?Debtor's Exam.?
Your questions at the examination might relate to such things as where the debtor works, where he banks, what types of property he owns, where that property is located, and the like.