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HMOs coordinate the health care service you receive and free you from completing paperwork or being billed for covered services. Some examples include HMO, EPO, PPO, and POS plans.Habilitation services. A health maintenance organization (HMO) is a health insurance plan that provides health services through a network of doctors for a monthly or annual fee. , then that should be considered an "excluded service" and should appear in the. Services Your Plan Generally Does Not Cover box following the chart. Otherwise, please select your Plan Type and then complete the remaining fields. Care received from out-of-network providers is generally not covered, except for emergencies. Forservice health insurance program that has 2 parts: Part A and Part B. You typically pay a portion of the costs for covered services as you get them. Next up is the health maintenance organization (HMO) plan.