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In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).
How to Write a Death Announcement Full name of the deceased. State that they have died. Date and location of death. Funeral and/or memorial date, time, and location. Optional information, such as for donations.
Estate executors or court-appointed designees, however, are encouraged to contact at least one of the three nationwide credit bureaus so that the deceased's credit report can be flagged, appropriately.
Here's where you can mail the death certificate to each credit bureau: Experian's Consumer Assistance Center, P.O. Box 4500, Allen, TX 75013. You can also upload the death certificate online. TransUnion, P.O. Box 2000, Chester, PA 19016. Equifax Information Services LLC, P.O. Box 105139, Atlanta, GA 30348-5139.
Nonetheless, Social Security payments are sometimes sent after someone's death, and the payment must be returned. Returning the check requires Social Security to contact the bank that received the payment. Receiving that request from Social Security is another way the bank can learn if an account holder died.
Dear [name of credit bureau]: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.
The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies. Send a letter along with the following information about the deceased: Legal name. Social Security Number.
How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.