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Hawaii Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert

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This Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert is used to request a copy of a deceased person’s credit report and to request that a “deceased” alert be placed on the report to prevent fraudulent accounts from being opened in the deceased person’s name. It is also used to request all contact information on any accounts currently open in the deceased person’s name, such as credit grantors or collection agencies, so that those entities can be contacted as well.

Subject: Hawaii Letter to Credit Reporting Bureaus or Agencies — Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert Dear [Credit Reporting Bureaus or Agencies], I am writing to request a copy of the credit report for the deceased individual named [Name of Deceased], who passed away on [Date of Passing]. As the legal representative or surviving family member, it is crucial to gather accurate information about their credit history and ensure the prevention of any fraud or unauthorized activity. Please find the following details and documentation necessary for processing this request: 1. Documentation: a) A copy of the death certificate of [Name of Deceased]. b) A copy of the informant's identification (showing the relationship between the informant and the deceased). c) Proof of your legal authority (if applicable) as a personal representative, executor, or administrator of the estate. 2. Request for Credit Report: I kindly request a copy of the credit report for [Name of Deceased], including all accounts, loans, credit cards, and any other financial activities associated with their Social Security Number [SSN]. This information will help in settling any outstanding debts or liabilities and inform us of any potential fraudulent activities. 3. Placement of Deceased Alert: It is requested that you place a "Deceased Alert" on the credit report of [Name of Deceased] to ensure added protection against identity theft. This alert will inform potential creditors or lenders that the person in question is deceased and to exercise caution when processing any new credit applications or account changes. Furthermore, I kindly request that you provide written confirmation of the implementation of the "Deceased Alert" on the credit report for [Name of Deceased]. Please find the contact details below to facilitate communication and the timely processing of this request: [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] I appreciate your prompt attention to this matter, as it is of great importance to protect the financial interests and personal information of the deceased. I request that the credit report and placement of the "Deceased Alert" be provided within [state a reasonable timeframe, typically 30 days]. Thank you for your cooperation and assistance in this matter. I look forward to receiving the requested information as soon as possible. Yours sincerely, [Your Name]

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FAQ

In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).

How to Write a Death Announcement Full name of the deceased. State that they have died. Date and location of death. Funeral and/or memorial date, time, and location. Optional information, such as for donations.

Estate executors or court-appointed designees, however, are encouraged to contact at least one of the three nationwide credit bureaus so that the deceased's credit report can be flagged, appropriately.

Here's where you can mail the death certificate to each credit bureau: Experian's Consumer Assistance Center, P.O. Box 4500, Allen, TX 75013. You can also upload the death certificate online. TransUnion, P.O. Box 2000, Chester, PA 19016. Equifax Information Services LLC, P.O. Box 105139, Atlanta, GA 30348-5139.

Nonetheless, Social Security payments are sometimes sent after someone's death, and the payment must be returned. Returning the check requires Social Security to contact the bank that received the payment. Receiving that request from Social Security is another way the bank can learn if an account holder died.

Dear [name of credit bureau]: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.

The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies. Send a letter along with the following information about the deceased: Legal name. Social Security Number.

How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.

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Hawaii Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert