Subject: Hawaii Sample Letter for Discharge of Debtor and Order Approving Trustee's Report of No Distribution and Closing Estate Dear [Debtor's Name], We hope this letter finds you well. As your bankruptcy proceedings in the state of Hawaii are nearing completion, we are pleased to inform you that the trustee's report of no distribution has been submitted and reviewed, indicating that there are no remaining eligible assets for distribution among your creditors. Consequently, the bankruptcy estate is ready to be closed, and you may be eligible for a discharge of your debts. Please note that the following information pertains to the specific type of bankruptcy you filed for and adheres to Hawaii's regulations. If you are unsure about your bankruptcy chapter or have further questions, we recommend contacting your attorney or legal advisor. Types of Hawaii Sample Letters regarding Discharge of Debtor and Order Approving Trustee's Report of No Distribution and Closing Estate: 1. Chapter 7 Bankruptcy: In a Chapter 7 bankruptcy, your non-exempt assets are liquidated to repay your creditors. However, if the trustee determines that there are no assets available for distribution, and you have fulfilled all other requirements, you may receive a discharge of your debts. The sample letter will include information pertinent to Chapter 7 proceedings in Hawaii. 2. Chapter 13 Bankruptcy: Under Chapter 13 bankruptcy, you propose a repayment plan to repay your debts over a period of three to five years. In some cases, the trustee may find that there are no funds left after fulfilling the repayment plan requirements, resulting in a no distribution report and a potential discharge. The sample letter will address issues specific to Chapter 13 proceedings in Hawaii. The Hawaii Sample Letter for Discharge of Debtor and Order Approving Trustee's Report of No Distribution and Closing Estate includes the following information: 1. Opening statement: Begin the letter by addressing the debtor and expressing your wishes for their well-being. 2. Confirmation of trustee's report: State that the trustee has conducted a thorough review of the bankruptcy estate and has reported that there are no funds available for distribution. 3. Eligibility for discharge: Explain that, assuming all other requirements have been met, the debtor may be eligible for a discharge of their debts and outline the potential benefits associated with a successful discharge. 4. Rights and obligations: Provide information about the debtor's rights and obligations after receiving a discharge, such as the ability to obtain credit and the importance of fulfilling any remaining obligations. 5. Closure of bankruptcy estate: Inform the debtor that, with the trustee's report of no distribution, their bankruptcy estate is ready to be closed. This involves filing a motion with the court and obtaining an order approving the closure of the estate. 6. Instructions and next steps: Provide clear instructions on what actions the debtor should take next, such as submitting the required documentation, attending a court hearing if necessary, or contacting their attorney for any further proceedings. Please remember that this sample letter is for informational purposes only and should be adapted to fit your specific circumstances. We highly recommend consulting with a qualified attorney or legal professional to address any concerns or questions regarding your bankruptcy discharge. Wishing you the best in your bankruptcy proceedings and a fresh financial start. Sincerely, [Your Name] [Your Title/Position] [Your Contact Information]