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Hawaii Complaint and Summons for Balance Due on Credit Card Account

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Filing a Complaint or Petition

Any complaint or petition for relief in a court must be filed within the statutory time limit (Statute of Limitations). These statutes vary from state to state. These statutes also vary depending on what your cause of action is. For example, in many states, the statute of limitations regarding a cause of action for breach of contract is three years, while the cause of action for an intentional tort, like slander, is one year.


A complaint is a general statement of the plaintiffs claim. The complaint must describe the actions that led to the claim of a violation (i.e., violation of rights). The claim can be for money damages. It could also be a claim for equitable remedies like specific performance (e.g., court forcing a party to abide by a contract) or an injunction (e.g., stopping a person from doing something). The complaint must establish jurisdiction of the court in which it is filed. For example, if the complain is filed in federal court, it must show diversity of citizenship or that a federal statutory or constitutional question is involved.


Service of Process

This generally involves attaching a copy of the complaint to a summons which is served on the defendant. The summons explains to the defendant what is going on and certain rights that that the defendant has. The summons explains:

o That the defendant is being sued;

o The name of the Court in which he is being sued;

o When he must file an answer; and

o The fact that a default judgment will be entered if no answer is filed.
The summons (or process) is delivered by an office of the court. In many state courts, this can be a deputy sheriff or a professional process server. Deputy Marshals or process servers are used in federal court. Constables are used in justice court of some states. In exceptional circumstances, when the defendant can not be found, service may be made by publication in a newspaper.


The summons must normally be served on the individual defendant. Some states allow service on a member of defendants household if the defendant is not available. A plaintiff must serve a corporate defendant by serving the registered agent or an appropriate officer of the corporation.

Title: Understanding Hawaii Complaint and Summons for Balance Due on Credit Card Account Description: In Hawaii, a Complaint and Summons for Balance Due on a Credit Card Account is a legal document that outlines a creditor's claim against a debtor in the state. This document serves as a formal notice to the debtor, informing them about the outstanding balance on their credit card account and demanding payment to resolve the debt. Several types of Hawaii Complaint and Summons for Balance Due on Credit Card Account may exist, including: 1. Standard Complaint and Summons for Balance Due: This type of complaint is generally used when a credit card company or creditor files a lawsuit against an individual for unpaid credit card debt. It outlines the financial details of the outstanding balance, including the principal amount owed, accrued interest, penalties, and any additional fees. 2. Amended Complaint and Summons for Balance Due: An amended complaint is filed if there are changes or updates to the original complaint. Typically, this occurs when the creditor receives additional information regarding the debt, such as the inclusion of new fees, interest rate adjustments, or changes in payment agreement terms. 3. Verified Complaint and Summons for Balance Due: A verified complaint is one where the creditor provides a verified statement or affidavit, signed under oath, attesting to the accuracy of the debt claim. This type of complaint strengthens the creditor's case by providing undisputed evidence of the outstanding balance, enhancing their chances of successfully recovering the debt. 4. Joint Complaint and Summons for Balance Due: In certain cases, multiple creditors may join forces to collectively file a complaint against a debtor with outstanding credit card debt. This type of complaint is submitted jointly by the creditors and outlines the combined balance due by the debtor to each creditor involved. 5. Small Claims Complaint and Summons for Balance Due: Small claims courts provide an expedited process to resolve disputes involving smaller amounts of debt. This type of complaint is tailored specifically for credit card debts that fall within the jurisdiction of small claims courts, allowing for a faster resolution of the matter. It is crucial for debtors who receive a Hawaii Complaint and Summons for Balance Due on a Credit Card Account to take immediate action. Ignoring the summons can result in a default judgment being entered against the debtor, potentially leading to wage garnishment, property liens, or other legal consequences. Seeking legal advice, negotiating payment plans, or exploring debt settlement options can help debtors protect their rights and find a resolution to their credit card debt issues.

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How to fill out Hawaii Complaint And Summons For Balance Due On Credit Card Account?

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FAQ

Open accounts/written contracts: The Hawaii statute of limitations on open accounts and written contracts is six years. Credit card accounts, loans that do not fall within the ambit of the Uniform Commercial Code, and debts arising under other written agreements all fall under the same six year statute of limitations.

You may settle your case at any time prior to having the court make a decision (a judgment) by either: Paying the full amount of the debt (plus any fees, costs, and interest required) Negotiating to pay a lesser amount and having the other side agree to accept that amount as full payment.

You may lose the ability to dispute the debt, if you believe you don't owe it or that the amount is wrong, and depending on your situation and your state's laws, the creditor may be able to: Garnish your wages. Place a lien against your property. Move to freeze funds in your bank account.

You must fill out an Answer, serve the other side's attorney, and file your Answer form with the court within 30 days. If you don't, the creditor can ask for a default. If there's a default, the court won't let you file an Answer and can decide the case without you.

If you get a summons notifying you that a debt collector is suing you, don't ignore it. If you do, the collector may be able to get a default judgment against you (that is, the court enters judgment in the collector's favor because you didn't respond to defend yourself) and garnish your wages and bank account.

Here are some routes you can take to improve your chances of settling the debt: File the Answer. Send a Debt Lawsuit Settlement Letter. Offer a lump sum payment. Pay the debt in full (not ideal)

Credit Card Debt: Guide to Responding to Court Summons Review the Complaint and The Summon. You should review the summon and look out for important details including: ... Calculate the Deadline for Filing A Response. ... Draft A Response to The Complaint. ... File the Answer Form. ... Serve Copies to The Plaintiff.

Most companies don't take legal action until an account has been past-due for six months or more. Whether or not you get sued depends on the amount of debt you have, too. Generally speaking, you're less likely to be sued if you owe less than $2,000 and more likely to be sued if you owe more than $2,000.

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Mar 21, 2023 — There are no fees in the state of Hawaii to file an Answer to a Complaint against you. ... How Often Do Credit Card Companies Sue for Non-Payment? Oct 27, 2023 — Most courts in GA require the defendant to e-file. They charge a fee to e-file. The fee ranges from $7.20–$31.50. SoloSuit takes care of payment ...File a Payment Due to Court (PYD) notice to the case. ... Clicking the Pay button will take you to the Payment Gateway to complete the payment using a credit card ... Aug 21, 2023 — ... a credit card. Explore our free tool. In a Nutshell. If you receive a summons and complaint from a debt collector or creditor, it means you're ... For credit card debt, a creditor can establish the debtor's contractual liability by ... of the amount owed on the account. A creditor must authenticate the ... I called the attorney office on the summons to ask if I could work with plaintiff on payment options. ... I have been served a summons by the Bank, d/b/a Credit ... Jan 31, 2022 — If they haven't been able to reach you, a lawsuit may be the last resort for collecting payment on the account. A lawsuit summons for credit ... Aug 18, 2023 — If you get sued for credit card debt, you'll receive a summons and complaint. ... File an Answer to the Credit Card Lawsuit. In a lawsuit, the ... Best Balance Transfer Credit Cards · Best ... ” Be sure to follow the instructions included in the complaint and summons, paying special attention to deadlines. I, the Defendant, acknowledge receipt of a filed copy of the Complaint and Summons in the above-entitled ... credit card and other debt, if any, now in hislher ...

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Hawaii Complaint and Summons for Balance Due on Credit Card Account