Subject: Request for Detailed Plan Description — Hawaii Company Pension Plan Dear [Pension Administrator's Name], I hope this letter finds you well. I am writing as an employee and participant of the Hawaii Company Pension Plan to kindly request a comprehensive plan description to gain a clear understanding of the benefits and provisions of our pension plan. As an employee relying on the Hawaii Company Pension Plan for my future retirement, I believe it is of utmost importance to be well-informed about the specific details of the plan. Having a complete plan description will enable me to make well-informed decisions regarding my financial future. In order to ensure clarity and transparency, I kindly request the following details to be included in the plan description document: 1. Eligibility Criteria and Enrollment Process: It would be greatly helpful to have a thorough explanation about the criteria for eligibility to participate in the plan, including the requirements for new employees to join and the time frame within which they are allowed to do so. 2. Vesting Schedule: Please provide a clear explanation of the vesting schedule for the Hawaii Company Pension Plan. This information will allow me to fully comprehend the timeline and conditions under which my pension benefits will become fully vested. 3. Contribution Rates and Matching Policy: It would be greatly appreciated if the plan description could provide an in-depth breakdown of the contribution rates applicable to both me and the employer. Additionally, if there is any matching policy in place, please provide detailed information about the matching percentage and any limitations or restrictions related to the employer's contributions. 4. Retirement Age and Distribution Options: Kindly provide a comprehensive explanation of the retirement age eligibility criteria. Additionally, please include details about the distribution options available upon retirement, such as lump-sum payments or installment plans, and any tax implications associated with the chosen distribution method. 5. Disability and Beneficiary Provisions: It is crucial to have a clear understanding of the provisions related to disability benefits, including the criteria that must be met to qualify for such benefits. Furthermore, please provide information about the procedure for designating beneficiaries and any relevant details regarding survivor benefits. 6. Investment Options and Performance: I kindly request relevant information about the investment options available within the Hawaii Company Pension Plan and any policies or guidelines related to these options. Detailed insight into historical performance and future growth projections would be beneficial to assess the overall performance of the plan. 7. Plan Termination and Account Portability: In case of plan termination, I kindly request information related to the procedures and protocols in place for participants to secure their pension benefits or transfer them to another qualified retirement plan. Moreover, alongside the detailed plan description, I kindly request any additional documents, brochures, or forms necessary for further understanding and efficient management of my pension plan. I eagerly look forward to receiving the requested plan description information at your earliest convenience. Should you have any additional documents or resources that you believe would be helpful, please include them as well. Your cooperation and prompt attention to this matter are greatly appreciated. Thank you for your commitment to ensuring transparency and your efforts in providing the required information. I trust that this detailed plan description will provide the necessary insight into the Hawaii Company Pension Plan and empower employees to make well-informed decisions regarding their retirement. If there are any fees associated with obtaining the requested information, please inform me in advance. Yours sincerely, [Your Name] [Employee ID/Account Number] [Contact Information]