Hawaii Sample Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0509LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Verification of Debt and Cease Foreclosure — Urgent: [Your Address], [City], Hawaii [Your Full Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm’s Name] [Address] [City, State, ZIP Code] Dear [Foreclosure Attorney's Name], RE: REQUEST FOR VERIFICATION OF DEBT AND CEASE FORECLOSURE — ACCOUNT # [Account Number] I hope this letter finds you in good health and spirit. I am writing to you as the homeowner of the property located at [Your Address], [City], Hawaii as mentioned above. I have recently received a foreclosure notice from your firm concerning the above-mentioned account. First and foremost, I would like to express my willingness to resolve any outstanding debt issue related to my mortgage. However, as per federal and state laws, I have the right to seek verification of the debt to ensure its accuracy and to protect my consumer rights. To fully exercise my rights, I am formally requesting the following information from your office: 1. Verification of the Debt: I kindly require you to provide detailed documentation regarding the debt, including the loan amount, terms, and any other relevant information pertaining to the foreclosure proceedings. Please provide the original loan agreement, any supplementary documents, payment history, and a clear statement showing the amount allegedly owed. 2. Request for a Validation of the Debt: Under the Fair Debt Collection Practices Act (FD CPA) and to facilitate an informed resolution, it is my right to request validation of the alleged debt. Please provide proof of your client's legal authority to collect the debt, including a copy of the mortgage note and any assignments, as well as evidence establishing your right to initiate foreclosure proceedings on the aforementioned property. 3. Cease and Desist Foreclosure Activities: Given the gravity of the matter at hand, I kindly request that all foreclosure activities be halted until the requested debt verification is completed. Failure to provide the requested information within 30 days of receiving this letter will be seen as a violation of my rights under the FD CPA, which may result in legal action. I expect your prompt attention to this matter to ensure all legal requirements are met as we move forward. Please communicate with me in writing to confirm the receipt of this request and acknowledge the suspension of any foreclosure activities until the verification process is complete. It is my sincere desire to resolve this situation amicably while protecting my rights as a homeowner. I trust that you will handle this matter with the due diligence it deserves. Should you have any questions, please reach me at the contact information provided above. I look forward to your timely response. Sincerely, [Your Full Name]

Subject: Request for Verification of Debt and Cease Foreclosure — Urgent: [Your Address], [City], Hawaii [Your Full Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm’s Name] [Address] [City, State, ZIP Code] Dear [Foreclosure Attorney's Name], RE: REQUEST FOR VERIFICATION OF DEBT AND CEASE FORECLOSURE — ACCOUNT # [Account Number] I hope this letter finds you in good health and spirit. I am writing to you as the homeowner of the property located at [Your Address], [City], Hawaii as mentioned above. I have recently received a foreclosure notice from your firm concerning the above-mentioned account. First and foremost, I would like to express my willingness to resolve any outstanding debt issue related to my mortgage. However, as per federal and state laws, I have the right to seek verification of the debt to ensure its accuracy and to protect my consumer rights. To fully exercise my rights, I am formally requesting the following information from your office: 1. Verification of the Debt: I kindly require you to provide detailed documentation regarding the debt, including the loan amount, terms, and any other relevant information pertaining to the foreclosure proceedings. Please provide the original loan agreement, any supplementary documents, payment history, and a clear statement showing the amount allegedly owed. 2. Request for a Validation of the Debt: Under the Fair Debt Collection Practices Act (FD CPA) and to facilitate an informed resolution, it is my right to request validation of the alleged debt. Please provide proof of your client's legal authority to collect the debt, including a copy of the mortgage note and any assignments, as well as evidence establishing your right to initiate foreclosure proceedings on the aforementioned property. 3. Cease and Desist Foreclosure Activities: Given the gravity of the matter at hand, I kindly request that all foreclosure activities be halted until the requested debt verification is completed. Failure to provide the requested information within 30 days of receiving this letter will be seen as a violation of my rights under the FD CPA, which may result in legal action. I expect your prompt attention to this matter to ensure all legal requirements are met as we move forward. Please communicate with me in writing to confirm the receipt of this request and acknowledge the suspension of any foreclosure activities until the verification process is complete. It is my sincere desire to resolve this situation amicably while protecting my rights as a homeowner. I trust that you will handle this matter with the due diligence it deserves. Should you have any questions, please reach me at the contact information provided above. I look forward to your timely response. Sincerely, [Your Full Name]