Hawaii Sample Letter to Foreclosure Attorney - Payment Dispute

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0511LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to discuss a significant payment dispute pertaining to the foreclosure process on my property located in Hawaii. I believe there might have been an error or miscommunication regarding the payment schedule, and I am seeking your assistance in resolving this matter promptly. To provide some context, my property, situated in [city/region], has been undergoing foreclosure proceedings due to unforeseen financial hardships. I have been diligently making payments towards the outstanding balance, but recently I have noticed discrepancies in the provided payment schedule and the actual payments recorded by the mortgage company. After thorough review of my payment records and cross-referencing them with the terms discussed with the mortgage company, I have identified several irregularities that require your urgent attention. These discrepancies include: 1. Payment amounts: According to my records, I have been consistently making payments in accordance with the agreed-upon schedule. However, the mortgage company has been recording lower amounts, leading to an incorrect balance calculation. I have attached the copies of my payment receipts and bank statements for your reference. 2. Late payment penalties: The mortgage company has been adding significant penalties for late payments, despite my payments being consistently on time. I have kept thorough records of the payment dates and can provide evidence validating this discrepancy if necessary. 3. Escrow funds: It has come to my attention that the mortgage company has miscalculated the escrow funds for property taxes and insurance premiums. This has resulted in an inaccurate assessment of the overall balance due, negatively impacting the foreclosure process. 4. Communication breakdown: I have attempted multiple times to discuss and rectify these issues with the mortgage company directly, but unfortunately, my concerns have not been adequately addressed. It is for this reason that I have opted to seek legal representation to help navigate this payment dispute. Considering the gravity of this situation and the potential negative implications, I kindly request your immediate attention to resolve this matter effectively. I would appreciate a thorough review of my case, including an examination of my payment records and communication between the mortgage company and me. I firmly believe that if these discrepancies are rectified promptly, it will not only protect my rights as a homeowner but also ensure that the foreclosure process is conducted fairly and in compliance with Hawaii's foreclosure laws. Kindly advise me on the best course of action to resolve this matter, and please keep me updated on any progress made. Thank you for your attention to this pressing matter. I greatly appreciate your expertise and assistance in reaching a satisfactory resolution. I look forward to hearing from you soon. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] Other types of Hawaii Sample Letters to Foreclosure Attorney — Payment Dispute: 1. Hawaii Sample Letter to Foreclosure Attorney — Request for Loan Modification: This letter would be used by homeowners in Hawaii seeking a modification of their loan terms to better afford mortgage payments and avoid foreclosure. 2. Hawaii Sample Letter to Foreclosure Attorney — Notice of Intent to Sue: Homeowners in Hawaii may use this letter to notify their foreclosure attorney of their intention to take legal action against the mortgage company if the payment dispute is not appropriately resolved. 3. Hawaii Sample Letter to Foreclosure Attorney — Suspension of Foreclosure Proceedings: In this letter, homeowners in Hawaii would request the temporary suspension of foreclosure proceedings until the payment dispute is resolved, ensuring fairness and accuracy in the foreclosure process.

Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to discuss a significant payment dispute pertaining to the foreclosure process on my property located in Hawaii. I believe there might have been an error or miscommunication regarding the payment schedule, and I am seeking your assistance in resolving this matter promptly. To provide some context, my property, situated in [city/region], has been undergoing foreclosure proceedings due to unforeseen financial hardships. I have been diligently making payments towards the outstanding balance, but recently I have noticed discrepancies in the provided payment schedule and the actual payments recorded by the mortgage company. After thorough review of my payment records and cross-referencing them with the terms discussed with the mortgage company, I have identified several irregularities that require your urgent attention. These discrepancies include: 1. Payment amounts: According to my records, I have been consistently making payments in accordance with the agreed-upon schedule. However, the mortgage company has been recording lower amounts, leading to an incorrect balance calculation. I have attached the copies of my payment receipts and bank statements for your reference. 2. Late payment penalties: The mortgage company has been adding significant penalties for late payments, despite my payments being consistently on time. I have kept thorough records of the payment dates and can provide evidence validating this discrepancy if necessary. 3. Escrow funds: It has come to my attention that the mortgage company has miscalculated the escrow funds for property taxes and insurance premiums. This has resulted in an inaccurate assessment of the overall balance due, negatively impacting the foreclosure process. 4. Communication breakdown: I have attempted multiple times to discuss and rectify these issues with the mortgage company directly, but unfortunately, my concerns have not been adequately addressed. It is for this reason that I have opted to seek legal representation to help navigate this payment dispute. Considering the gravity of this situation and the potential negative implications, I kindly request your immediate attention to resolve this matter effectively. I would appreciate a thorough review of my case, including an examination of my payment records and communication between the mortgage company and me. I firmly believe that if these discrepancies are rectified promptly, it will not only protect my rights as a homeowner but also ensure that the foreclosure process is conducted fairly and in compliance with Hawaii's foreclosure laws. Kindly advise me on the best course of action to resolve this matter, and please keep me updated on any progress made. Thank you for your attention to this pressing matter. I greatly appreciate your expertise and assistance in reaching a satisfactory resolution. I look forward to hearing from you soon. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] Other types of Hawaii Sample Letters to Foreclosure Attorney — Payment Dispute: 1. Hawaii Sample Letter to Foreclosure Attorney — Request for Loan Modification: This letter would be used by homeowners in Hawaii seeking a modification of their loan terms to better afford mortgage payments and avoid foreclosure. 2. Hawaii Sample Letter to Foreclosure Attorney — Notice of Intent to Sue: Homeowners in Hawaii may use this letter to notify their foreclosure attorney of their intention to take legal action against the mortgage company if the payment dispute is not appropriately resolved. 3. Hawaii Sample Letter to Foreclosure Attorney — Suspension of Foreclosure Proceedings: In this letter, homeowners in Hawaii would request the temporary suspension of foreclosure proceedings until the payment dispute is resolved, ensuring fairness and accuracy in the foreclosure process.