Hawaii Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC Attn: Consumer Disclosure Department P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit — Account Number: [Your Account Number] Dear Equifax Consumer Disclosure Department, I am writing to request a free copy of my credit report from Equifax based on a recent denial of credit application. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report if I have been denied credit based on its contents. I recently applied for credit with [Name of Creditor], and my application was denied due to information in my Equifax credit report. As a result, I request that you provide me with a complimentary copy of my credit report as soon as possible. Please find below the required information for identification purposes: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] Additionally, please provide any additional information or documentation available to you regarding the specifics of the denial, such as the date of the denial, the name of the creditor, and any other relevant details. Please note that under the FCRA, I am also entitled to request an investigation of any inaccurate information present in my credit report. If the denial of credit was based on inaccurate or outdated information, I kindly request that you rectify these errors promptly. Please send the free copy of my credit report to the address provided above. If you need any further information or require additional verification, please contact me at the phone number or email address provided. I appreciate your attention and cooperation in this matter. I look forward to receiving the requested credit report within the timeframe specified by the FCRA (usually within 30 days). Thank you for your prompt attention to this matter. Sincerely, [Your Name]