[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Loan Service Name] [Loan Service Address] [City, State, ZIP] Subject: Insufficient Amount to Reinstate Loan — Requesting Clarification Loan Details: Loan Account Number: [Loan Account Number] Borrower Name: [Your Name] Dear [Loan Service Name], I hope this letter finds you well. I am writing to address an issue regarding the insufficient amount provided to reinstate my loan. As a responsible borrower, I aim to rectify this matter promptly and seek your assistance in resolving it. Upon reviewing my loan account, I noticed that the reinstatement amount calculated by your institution indicates an insufficient sum to fully reinstate my loan to its current status. To ensure that I can clear any outstanding dues and bring my loan account up to date, I kindly request further clarification on the insufficiency. I believe it may be a result of an error or misunderstanding. Additionally, I would appreciate it if you could provide a comprehensive breakdown of the reinstatement amount, specifying each component such as principal, interest, penalties, fees, and any other applicable charges. This will enable me to better understand the calculations and identify any potential discrepancies. I have attached a copy of my payment history for your reference. Upon review, I am confident that you will find my payments have been consistently made on time, without any exceptions. Therefore, it is essential to rectify this matter promptly to ensure accuracy and enable me to proceed with my efforts to reinstate the loan successfully. In light of the aforementioned issues, I kindly request that you reevaluate the reinstatement amount, taking into account any errors or discrepancies found in the calculations. It is crucial to address this matter as soon as possible to avoid any negative impact on my loan status or credit history. I am committed to upholding my financial obligations and restoring my loan account to good standing. I kindly request your prompt attention and response to this matter within [15 business days/ specify required time-frame]. You can reach me at the contact details provided above, or via email at [Email Address]. I appreciate your cooperation and understanding in this situation. Thank you for your time and consideration. Sincerely, [Your Name]
Hawaii Sample Letter for Insufficient Amount to Reinstate Loan
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