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If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
To calculate your six-month average gross income, you first need to add up your wages, salaries, and tips for the past six months. Then, divide that number by six to get your average monthly income. If you receive any income from sources other than employment, you'll need to factor that in as well.
How to ask for a Fee Waiver Gather the information you need. Look at Form FW-001-INFO. ... Fill out forms. Fill out the Request to Waive Court Fees (form FW-001). ... Make copies. Make a copy of your completed Form FW-001. ... File your Request for Fee Waiver. Take your original and copy of your fee waiver forms to the court clerk.
You need to show the court that you cannot afford to pay the court fees because you do not have a job or do not make much money, and have expenses and debts that you have to pay to support yourself and your family.