An Iowa Notice of Garnishment is a legal document issued by a court in the state of Iowa that requires an employer to withhold a portion of an employee’s wages for the payment of a debt. It is a form of debt collection that allows a creditor to collect money owed to them from an individual’s wages. There are two types of Iowa Notice of Garnishment: consumer garnishment and tax garnishment. Consumer garnishment is used to collect debts related to consumer credit, such as credit cards, medical bills, and other personal loans. Tax garnishment is used to collect unpaid taxes. In both cases, the employer is required to withhold a portion of the employee’s wages and forward those funds directly to the creditor or the Iowa Department of Revenue.
Iowa Notice of Garnishment
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How to fill out Iowa Notice Of Garnishment?
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If a garnishment has been placed on your wages, but you believe the garnishment is incorrect or should be stopped, you may file a ?Motion to Quash Garnishment and Request for Hearing? (Iowa Court Rule form 3.20).
General Wage Garnishment Law in Iowa Like federal law, Iowa law says that, for any given workweek, creditors are allowed to garnish the lesser of: 25% of your disposable earnings, or. the amount by which your weekly disposable earnings exceed 30 times the federal hourly minimum wage. (Iowa Code § 642.21).
Your creditor cannot garnish your wages or bank account unless there has been a judgment entered against you. Your creditor must first sue you in court. If the creditor gets a court judgment saying that you owe them money, then your creditor may be able to garnish your wages or your bank account.
Like federal law, Iowa law says that, for any given workweek, creditors are allowed to garnish the lesser of: 25% of your disposable earnings, or. the amount by which your weekly disposable earnings exceed 30 times the federal hourly minimum wage. (Iowa Code § 642.21).
The notice is to explain that federal and state law limit how much money can be taken from you. The notice should also include the entire Iowa code section explaining about how a hearing can be held to determine the amount of your income and to determine how much of your income can be garnished.
Garnishments expire 120 days from the date it was issued by the Clerk of Court. The Sheriff's Office will require the last known address for the defendant, since for all non-wage garnishment a notice of garnishment is required to be mailed by restricted certified mail, as well as, one copy by first class mail.
642.9 Failure to appear or answer ? cause shown. 642.10 Paying or delivering.