Iowa Grant Deed

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Multi-State
Control #:
US-03215BG
Format:
Word; 
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Description

A deed is an instrument by which an owner (the grantor) transfers an interest in land to a new owner (the grantee). No consideration is required to make the deed effective. The deed is necessary to transfer title to land even if it is a gift. It has no effect, and title does not pass until the deed has been delivered. The recording of the deed is not required to make the deed effective to pass title between the buyer and the seller. However, recording is necessary so that the public will know that the buyer is the present owner. Recording constitutes "notice to the world" of the transfer in title.


The grantor is the person selling the property. The grantee is the person buying the property. A grant deed is a deed containing an implied warranty that there are no encumbrances on the property not described in the deed and that the person transferring the property actually owns the title. It must describe the property by legal description of boundaries and/or parcel numbers, be signed by all people transferring the property, and be acknowledged before a notary public. It is in contrast to a quit claim deed, which only conveys the interest that the transferor actually owns, if any, without a warranty of ownership.


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FAQ

The main difference between a grant deed vs. warranty deed is the level of protection offered. A warranty deed offers a higher level of protection than a grant deed. With a grant deed, the grantor is guaranteeing that they haven't sold the property to anyone else, and that it is clear of any liens or restrictions.

Work With Your County Recorder Each piece of property in Iowa is represented by a document that's been processed by an Iowa County Recorder. Iowa Land Records enables customers to work directly with Iowa County Recorders by providing an electronic platform for property records.

The deed must be acknowledged by a notary public before being filed at the recording office for the county in which the property is located. In addition to the deed, the Groundwater Hazard Statement and Declaration of Value must be completed and filed with the county recorder.

Gift Deed ? A gift deed is a special type of grant deed that ?gifts? ownership of real property interest to another person or entity. This deed is different from a standard grant deed because it specifically designates that the transfer was not subject to a sale, and the grantor received no monetary compensation.

Grant Deed for Real Estate Located in Iowa A grant deed is a legal document used to transfer, or convey, rights in real property from a grantor (seller) to a grantee (buyer).

Work With Your County Recorder Each piece of property in Iowa is represented by a document that's been processed by an Iowa County Recorder. Iowa Land Records enables customers to work directly with Iowa County Recorders by providing an electronic platform for property records.

A Bill of Sale (PDF) signed by the seller/transferor is required for all title transfers even if the transfer is a gift. A Buyer/Transferee has 30 days to present the properly assigned title to the County Treasurer so that a title can be issued in the Buyer/Transferee name. Penalties will apply after 30 days.

A deed and title similarly refer to the ownership of a property, but there are key differences to be aware of as you venture into the home-buying (or selling) process. Remember that while a title refers to your ownership of a property, a deed is the physical document used to prove and transfer that ownership.

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Iowa Grant Deed