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Sub: Credit Card Cancellation LetterDear (name), I am writing this letter to inform you that I need to cancel my credit card issued by your bank. I want to terminate the credit card from today. There are no dues on the card.
Dear (name), I am writing this letter to inform you that I need to cancel my credit card issued by your bank. I want to terminate the credit card from today. There are no dues on the card.
Use your notes to write the credit card company a certified letter with the details of your conversation, including date, time, names and any confirmation numbers you received. Make sure to request a written statement that shows your balance is all clear and your account is completely closed.
Call your credit card issuer to cancel and confirm that your balance on the account is $0. Mail a certified letter to your card issuer to cancel the account. In this letter request that written confirmation of your $0 balance and closed account status be mailed to you.
You can close your credit card without writing a letter, but sending a letter gives you physical proof that you requested your account to be closed. 1feff 2feff You may even choose to call your credit card issuer first to close your account, and then follow up with a letter for your records.
The card issuer should send you a follow-up letter about the account closing. You could also check your credit report to see that the account has been closed. The card issuer can also cancel a credit card at any time.
You can call the credit card customer care of the respective bank and request them to cancel the credit card that is in your name. Once the request has been raised with the customer care, the bank will get back to you and discuss the details for the cancellation of the credit card.
Due to the non-receipt of the statement, I had no way of making the payment. Thus, I request that you kindly waive the late payment fee and interest charge, for without the statement, it was impossible for me to make the payment.
Closing request for the SBI Credit Card through a letter: The letter with a request in writing for cancellation of the card along with details of the full name and address (name as available in the Credit Card record), card number, and contact information should be sent to SBI, PO Bag No 28, GPO, New Delhi-110001.