Iowa Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Your Credit Report due to Credit Denial — Iowa Sample Letter to Experian (formerly TRY) Dear [Experian Customer Service], I hope this letter finds you well. I am writing to request a free copy of my credit report, as per my rights under the Fair Credit Reporting Act (FCRA), due to the denial of credit. I recently applied for credit and was informed that my application was declined based on information contained in my credit report. In accordance with FCRA Section 611(a)(1)(A), I kindly request that you provide me with a copy of my credit report, which includes all information held by Experian, previously known as TRY Credit Reporting Agency. This report should encompass any data concerning my personal credit history, including both positive and negative credit information. To assist you in processing my request accurately, please find the necessary details below: 1. Full Name: 2. Date of Birth: 3. Social Security Number: 4. Current Address: 5. Previous Addresses (past two years): 6. Contact Number: 7. Email Address: Additionally, I would appreciate it if you could include any credit scores associated with my credit report. This will help me better understand my current creditworthiness. Moreover, I request that you provide me with the contact information (name, address, and phone number) of the sources who provided any negative information resulting in the denial of credit. This way, I can contact them directly to understand the specific factors contributing to the credit denial. I understand that, under the FCRA Section 609(a)(1)(A), I am entitled to receive the requested information within 30 days from the date of this letter. If you require any further verification or supporting documents to process my request, please inform me promptly so that I may provide the necessary information. It is important to note that, as per the FCRA Section 609(c), you must notify all parties who have received my credit report in the past six months of the update resulting from this dispute. I kindly request that you do so accordingly. Please forward the requested credit report to the mailing address provided below: [Your Full Name] [Your Complete Address] [City, State, ZIP Code] Thank you in advance for your prompt attention to this matter. I believe that examining the information on my credit report will help me understand any discrepancies and pave the way for future credit approvals. Should you require any further information, please do not hesitate to reach out to me at the contact details provided above. Sincerely, [Your Full Name]

Subject: Request for a Free Copy of Your Credit Report due to Credit Denial — Iowa Sample Letter to Experian (formerly TRY) Dear [Experian Customer Service], I hope this letter finds you well. I am writing to request a free copy of my credit report, as per my rights under the Fair Credit Reporting Act (FCRA), due to the denial of credit. I recently applied for credit and was informed that my application was declined based on information contained in my credit report. In accordance with FCRA Section 611(a)(1)(A), I kindly request that you provide me with a copy of my credit report, which includes all information held by Experian, previously known as TRY Credit Reporting Agency. This report should encompass any data concerning my personal credit history, including both positive and negative credit information. To assist you in processing my request accurately, please find the necessary details below: 1. Full Name: 2. Date of Birth: 3. Social Security Number: 4. Current Address: 5. Previous Addresses (past two years): 6. Contact Number: 7. Email Address: Additionally, I would appreciate it if you could include any credit scores associated with my credit report. This will help me better understand my current creditworthiness. Moreover, I request that you provide me with the contact information (name, address, and phone number) of the sources who provided any negative information resulting in the denial of credit. This way, I can contact them directly to understand the specific factors contributing to the credit denial. I understand that, under the FCRA Section 609(a)(1)(A), I am entitled to receive the requested information within 30 days from the date of this letter. If you require any further verification or supporting documents to process my request, please inform me promptly so that I may provide the necessary information. It is important to note that, as per the FCRA Section 609(c), you must notify all parties who have received my credit report in the past six months of the update resulting from this dispute. I kindly request that you do so accordingly. Please forward the requested credit report to the mailing address provided below: [Your Full Name] [Your Complete Address] [City, State, ZIP Code] Thank you in advance for your prompt attention to this matter. I believe that examining the information on my credit report will help me understand any discrepancies and pave the way for future credit approvals. Should you require any further information, please do not hesitate to reach out to me at the contact details provided above. Sincerely, [Your Full Name]