Iowa List of Creditors Holding 20 Largest Secured Claims — Not needed for Chapter 7 or 1— - Form 4 — Post 2005 is an essential document used in the bankruptcy process in Iowa. This document lists the creditors who hold the 20 largest secured claims against a debtor. In Iowa, there are specific requirements for this list, which is not needed for Chapter 7 or 13 bankruptcies. The Form 4 is the designated form used to provide this information, and it is applicable for bankruptcy cases filed after 2005. The purpose of this list is to identify and prioritize the creditors with the highest secured claims. By doing so, it allows the bankruptcy court to determine the distribution of assets to these creditors during the bankruptcy process. It helps in establishing the order of payment and ensures fair treatment for all parties involved. The creditors mentioned in this list are those who have secured claims against the debtor. A secured claim means that the creditor holds collateral or a specific asset as security for the debt owed. These creditors have higher priority in the distribution of assets compared to unsecured creditors. Based on the aforementioned focus, we can categorize the types of Iowa List of Creditors Holding 20 Largest Secured Claims — Not needed for Chapter 7 or 1— - Form 4 — Post 2005 into two main categories: 1. Real Estate Secured Claims: This category includes creditors who hold mortgages or deeds of trust against real property owned by the debtor. These claims are secured by the property and receive priority during the bankruptcy process. 2. Personal Property Secured Claims: This category includes creditors who hold security interests in personal property, such as cars, boats, equipment, or valuable assets. These claims are secured by the identified collateral and also have higher priority for repayment purposes. Keywords: Iowa, List of Creditors, Secured Claims, Bankruptcy, Form 4, Chapter 7, Chapter 13, Post 2005, Real Estate Secured Claims, Personal Property Secured Claims.