Iowa Employees Savings Thrift Plan

State:
Multi-State
Control #:
US-CC-22-118E
Format:
Word; 
Rich Text
Instant download

Description

22-118E 22-118E . . . Employee Savings Thrift Plan under which three types of contributions can be made: (a) those permitted under a qualified Cash Or Deferred Arrangement ("CODA") under Section 401(k) of Internal Revenue Code, (b) those made by participating companies matching 40% of CODA contributions, and (c) additional voluntary employee contributions made by participants who elect maximum CODA contribution and wish to save additional amounts out of after-tax dollars
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FAQ

During the setup process, you'll create a username, password, and ThriftLine PIN to access your account. You'll follow step-by-step prompts to verify your identity, update your contact information, and set up your account security. My Account setup should take 5 to 10 minutes for most TSP participants.

You can also elect to contribute more than 5% of your basic pay to your TSP account, as long as the contributions do not exceed the IRS deferral limit. If you are in the early years of your career, you could save 10 to 15 percent, including the agency matching contribution.

You can start, change, or stop any of your regular employee contributions at any time by submitting the TSP-1, Election Form, to your agency, or using your agency's electronic version of the form.

To receive the maximum Agency or Service Matching Contributions, you must contribute 5% of your basic pay each pay period.

Employees contribute to the TSP by payroll deduction. Both the money that is contributed and the interest earned in a TSP account are tax-deferred.

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Iowa Employees Savings Thrift Plan