A Notice of Intent to Default (H&W) is a document issued by the Idaho Department of Health and Welfare (H&W) that informs an individual or entity that they are in default of a repayment agreement. It is the first step in the process of legal action should the individual or entity fail to comply with the repayment agreement. There are two types of Idaho Notice of Intent to Default (H&W): 1) Involuntary Default — issued when the individual or entity fails to comply with the repayment agreement without prior notification; and 2) Voluntary Default — issued when the individual or entity notifies H&W of their intention to discontinue payment on the repayment agreement. The Notice of Intent to Default (H&W) outlines the specific terms of the repayment agreement, the date that the default occurred, the amount due, and the consequences of failure to make payment. It should be noted that failure to comply with the terms of the Notice of Intent to Default (H&W) may result in legal action being taken against the individual or entity.