The Idaho Workers' Compensation Deductible Policy Report (IC-4008LD) is a document that employers must submit to the Idaho Industrial Commission in order to comply with the state's workers' compensation law. The document provides information about the employee's deductible policy, which is the amount of money the employee must pay out-of-pocket in the event of a work-related injury or illness. The IC-4008LD must be completed by the employer and provided to the Industrial Commission by the date specified in the policy. The IC-4008LD includes two main parts: the Deductible Policy Report and the Instructions for IC-4008LD. The Deductible Policy Report includes information about the employer's deductible policy, including the amount of the deductible, how the deductible is to be applied, and the duration of the policy. The Instructions for IC-4008LD provide detailed instructions on how to complete the report, including information on how to calculate the deductible amount and how to provide proof of coverage. There are two types of Idaho Workers' Compensation Deductible Policy Report (IC-4008LD) and Instructions for IC-4008LD: the Standard Deductible Policy Report and the Special Deductible Policy Report. The Standard Deductible Policy Report is used for employers who have a standard deductible policy, while the Special Deductible Policy Report is used for employers who have a special deductible policy.
Idaho Workers' Compensation Deductible Policy Report(IC-4008LD) andInstructions for IC-4008LD
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How to fill out Idaho Workers' Compensation Deductible Policy Report(IC-4008LD) AndInstructions For IC-4008LD?
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The Industrial Commission is the state agency responsible for: Regulating workers' compensation activities in Idaho, including companies licensed to issue workers' compensation policies.
Idaho law requires every business with one employee or more to carry workers' compensation insurance. This policy covers medical expenses when an employee is injured on the job.
The basic benefit is sixty-seven percent (67%) of your average weekly wage, subject to the minimums and maximum of 90% of the average state wage provided in Idaho Code (I.C.) 72-408 and 72-409. After 52 weeks, the basic benefit is 67% of the average state wage subject to maximums and minimums in I.C. 72-409.
Idaho law states that workers receiving income benefits being paid and discontinued longer than four years after the date of your accident allow one additional year after the final payment of benefits to request a hearing for additional benefits.
Workers' compensation is no-fault insurance. It provides compensation for missed work, permanent injuries, and rehabilitation in the event an employee is injured on the job. Employers are protected from paying costly medical bills and defending against lawsuits no matter who is at fault in an accident.
In Idaho, every employer with one or more employees needs workers' compensation insurance. This includes full-time and part-time employees, as well as seasonal and occasional workers.
(Exemptions From Workers Compensation) Employment of members of an employer's family not dwelling in his household if the employer is the owner of a sole proprietorship, provided the family member has filed with the Commission a written declaration of his election for exemption from coverage.
Ask your employer or the Idaho Industrial Commission for a First Report of Injury or Illness form. Fill out the form to the best of your ability. Return your completed form to the Idaho Industrial Commission's main office in Boise.