This form is a sample letter in Word format covering the subject matter of the title of the form.
Dear [Credit Bureau], RE: [Decedent's Name] — Credit Report Review I am writing to bring to your attention an important matter regarding the credit report of the late [Decedent's Name], who passed away on [Date of Death]. As the attorney representing the estate, I kindly request your assistance in reviewing and updating the credit report of the deceased based on their current status. [Decedent's Name] held various credit accounts that may have an impact on their credit report, and it is crucial to ensure accuracy and proper handling of their accounts during this difficult time. I have included the necessary information and documentation to support this request for your reference. 1. Instructions for Credit Report Review: We kindly request that you undertake the following actions to properly address the credit report of [Decedent's Name] in accordance with the applicable laws and regulations: a. Correcting Personal Information: Verify and update [Decedent's Name]'s personal details on the credit report, ensuring accuracy in name, address, Social Security Number, and any other relevant identifying information. b. Account Status and Dates: Review and update the status of all credit accounts held by [Decedent's Name]. This includes ensuring that all accounts are properly marked as "Deceased" or "Closed" with the correct dates indicating when they were closed due to the decedent's passing. c. Public Records: Check for any inaccurate information related to public records like bankruptcies, foreclosures, tax liens, or other legal proceedings involving the deceased. If any discrepancies are found, kindly provide the necessary steps to rectify the inaccuracies. d. Identifying and Removing Fraudulent Activity: Thoroughly investigate the credit report for any suspicious or fraudulent activities following the death of [Decedent's Name]. If there is any evidence of identity theft or unauthorized use of credit accounts, please provide guidance on the appropriate steps to resolve such issues. 2. Required Documentation: To allow for the prompt and accurate handling of [Decedent's Name]'s credit report, please find enclosed the following documents: a. Death Certificate: A certified copy of [Decedent's Name]'s death certificate, attesting to their passing and serving as proof of their deceased status. b. Proof of Authority: A copy of the Letters Testamentary or Letters of Administration issued by the appropriate court, establishing my authority as the attorney representing the estate of [Decedent's Name]. c. Complete Credit Report: If [Decedent's Name] had any credit reports previously obtained, please include copies of those reports for reference. This will assist in identifying any discrepancies or changes that may have occurred since their passing. d. Power of Attorney: In case there are any restrictions or limitations concerning my representation, please provide instructions on any additional or alternative documents required to proceed with this credit report review process. [Credit Bureau], I kindly request that you address this matter promptly and with the utmost care, considering the sensitive nature of the information involved. The estate and the deceased's family greatly appreciate your cooperation in ensuring the accuracy of [Decedent's Name]'s credit report during this challenging period. Should you require any further documentation, information, or clarification, please do not hesitate to contact me at [Phone number] or [Email address]. I would be grateful for your prompt attention and response to this matter. Thank you for your understanding and cooperation. Sincerely, [Your Name] [Your Title/Position] [Your Law Firm's Name] [Your Law Firm's Address] [City, State, ZIP Code] [Phone number] [Email address]Dear [Credit Bureau], RE: [Decedent's Name] — Credit Report Review I am writing to bring to your attention an important matter regarding the credit report of the late [Decedent's Name], who passed away on [Date of Death]. As the attorney representing the estate, I kindly request your assistance in reviewing and updating the credit report of the deceased based on their current status. [Decedent's Name] held various credit accounts that may have an impact on their credit report, and it is crucial to ensure accuracy and proper handling of their accounts during this difficult time. I have included the necessary information and documentation to support this request for your reference. 1. Instructions for Credit Report Review: We kindly request that you undertake the following actions to properly address the credit report of [Decedent's Name] in accordance with the applicable laws and regulations: a. Correcting Personal Information: Verify and update [Decedent's Name]'s personal details on the credit report, ensuring accuracy in name, address, Social Security Number, and any other relevant identifying information. b. Account Status and Dates: Review and update the status of all credit accounts held by [Decedent's Name]. This includes ensuring that all accounts are properly marked as "Deceased" or "Closed" with the correct dates indicating when they were closed due to the decedent's passing. c. Public Records: Check for any inaccurate information related to public records like bankruptcies, foreclosures, tax liens, or other legal proceedings involving the deceased. If any discrepancies are found, kindly provide the necessary steps to rectify the inaccuracies. d. Identifying and Removing Fraudulent Activity: Thoroughly investigate the credit report for any suspicious or fraudulent activities following the death of [Decedent's Name]. If there is any evidence of identity theft or unauthorized use of credit accounts, please provide guidance on the appropriate steps to resolve such issues. 2. Required Documentation: To allow for the prompt and accurate handling of [Decedent's Name]'s credit report, please find enclosed the following documents: a. Death Certificate: A certified copy of [Decedent's Name]'s death certificate, attesting to their passing and serving as proof of their deceased status. b. Proof of Authority: A copy of the Letters Testamentary or Letters of Administration issued by the appropriate court, establishing my authority as the attorney representing the estate of [Decedent's Name]. c. Complete Credit Report: If [Decedent's Name] had any credit reports previously obtained, please include copies of those reports for reference. This will assist in identifying any discrepancies or changes that may have occurred since their passing. d. Power of Attorney: In case there are any restrictions or limitations concerning my representation, please provide instructions on any additional or alternative documents required to proceed with this credit report review process. [Credit Bureau], I kindly request that you address this matter promptly and with the utmost care, considering the sensitive nature of the information involved. The estate and the deceased's family greatly appreciate your cooperation in ensuring the accuracy of [Decedent's Name]'s credit report during this challenging period. Should you require any further documentation, information, or clarification, please do not hesitate to contact me at [Phone number] or [Email address]. I would be grateful for your prompt attention and response to this matter. Thank you for your understanding and cooperation. Sincerely, [Your Name] [Your Title/Position] [Your Law Firm's Name] [Your Law Firm's Address] [City, State, ZIP Code] [Phone number] [Email address]
