Idaho Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency

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Multi-State
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US-01405BG
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Word; 
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Description

Under the Fair Credit Reporting Act, a consumer reporting agency, on request by and proper identification of the consumer, must clearly and accurately disclose to the consumer:


the nature and substance of certain information in its files on the consumer;


the sources of most of that information;


the recipients of any consumer report on the consumer furnished for employment purposes within the two-year period preceding the request, and for any other purpose within the one-year period preceding the request;


the dates, original payees, and amounts of any checks on which is based any adverse characterization of the consumer, included in the file at the time of the disclosure; and


a record of all inquiries received by the agency during the one-year period preceding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer.

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FAQ

Ing to the Idaho Public Records Act all agencies that are considered part of the government of Idaho including both state and local agencies are covered with the exception of the state militia. Any person can request records and statement of purpose is not required.

Exemptions include court records that would result in the release of confidentiality, law enforcement investigations, juvenile records, voting records of the sexual offender classification board, records concerning discrimination investigations, workers compensation records, prisoner records, current and former public ... Idaho FOIA Laws - National Freedom of Information Coalition nfoic.org ? idaho-foia-laws nfoic.org ? idaho-foia-laws

Public records ? Right to examine. (1) Every person has a right to examine and take a copy of any public record of this state and there is a presumption that all public records in Idaho are open at all reasonable times for inspection except as otherwise expressly provided by statute. Section 74-102 ? Idaho State Legislature idaho.gov ? idstat ? title74 ? sect74-102 idaho.gov ? idstat ? title74 ? sect74-102

Idaho's Consumer Protection Act (IC 48-601 through 48-619) was designed to ?protect both consumers and businesses against unfair methods of competition and unfair or deceptive acts and practices in the conduct of trade or commerce, and to provide efficient and economical procedures to secure such protection.? Idaho Consumer Protection Laws idahoconsumerlaw.com ? idaho-consumer-protect... idahoconsumerlaw.com ? idaho-consumer-protect...

In addition to court records, the Idaho Court Records website also provides access to other public records. Citizens can search for the crime data, criminal history records, jail information, sex offender information, and vital records of all 44 counties in Idaho.

RECORDS EXEMPT FROM DISCLOSURE ? DRAFT LEGISLATION, RESEARCH, PERSONAL COMMUNICATIONS, PERSONALLY IDENTIFYING INFORMATION, WORK PAPERS, AND DRAFT REDISTRICTING PLANS. EXEMPTION FROM DISCLOSURE ? RECORDS OF COURT PROCEEDINGS REGARDING JUDICIAL AUTHORIZATION OF ABORTION PROCEDURES FOR MINORS.

Call 208-334-5564 to speak with someone about a public record request. Requests for records such as copies of contracts may be completed by filling out the Online Public Records Request Form. Please visit our Idaho Bureau of Vital Records and Health Statistics page.

49-662. Officers authorized to remove vehicles. (1) Whenever any peace officer finds a vehicle in violation of any of the provisions of section 49-659, Idaho Code, the officer is authorized to move the vehicle, or require the driver or other person in charge of the vehicle to move it to a position off the roadway. Section 49-662 - Idaho Statutes - Idaho Legislature idaho.gov ? idstat ? title49 ? sect49-662 idaho.gov ? idstat ? title49 ? sect49-662

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Idaho Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency