[Your Name] [Your Address] [City, State, ZIP] [Date] Experian National Consumer Assistance Center PO Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report Based on Denial of Credit — Idaho Dear Experian, I am writing to request a free copy of my credit report, as per my rights under the Fair Credit Reporting Act (FCRA), Section 612. My recent application for credit was denied, and the creditor has informed me that their decision was based on information obtained from Experian. I reside in the state of Idaho, and I kindly request that you provide me with a detailed copy of my credit report, which was used during the credit decision process. I believe it is crucial to review the information on my credit report in order to understand the reasons behind the denial and to ensure the accuracy of the reported data. To assist you in locating my credit information, please find the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] If there are any specific forms or documentation required to process my request, please inform me promptly. I am also willing to provide any additional information or documentation that you may need to validate my identity. Please provide the requested copy of my credit report in a timely manner, as the FCRA stipulates that I am entitled to receive it within 30 days of my request. Should there be any fees associated with this request, kindly notify me in advance. In addition, I would like to take this opportunity to request that you include a summary of my rights under FCRA, as well as any relevant dispute procedures if inaccuracies or incomplete information is found upon review of my credit report. I appreciate your prompt attention to this matter and encourage open communication throughout the process. Thank you for your understanding and cooperation. Sincerely, [Your Name] Alternate types of Idaho Sample Letter to Experian formerlyYR— - Requesting Free Copy of Your Credit Report based on Denial of Credit: 1. Idaho Sample Letter to Experian — formerly TR— - Requesting Free Copy of Your Credit Report based on Denial of Credit for Mortgage Purposes 2. Idaho Sample Letter to Experian — formerly TRY — Requesting Free Copy of Your Credit Report based on Denial of Auto Loan 3. Idaho Sample Letter to Experian — formerly TRY — Requesting Free Copy of Your Credit Report based on Denial of Personal Loan 4. Idaho Sample Letter to Experian — formerly TRY — Requesting Free Copy of Your Credit Report based on Denial of Credit Card Application 5. Idaho Sample Letter to Experian — formerly TRY — Requesting Free Copy of Your Credit Report based on Denial of Student Loan Application.