Idaho Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP code] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report due to Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA). I recently applied for credit and was denied solely based on information contained in my credit report. Therefore, I kindly ask for the provision of a copy of my credit report, as it is required by law. My personal details are as follows: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] On [Date of Credit Application], I applied for [Type of Credit] with [Lender Name]. To my surprise, my application was declined citing information from my credit report as the reason. As a responsible consumer, I regularly monitor my credit activity and have always maintained a good credit history. I would greatly appreciate it if you could investigate the accuracy and completeness of the information in my credit report that contributed to the denial of my credit application. Additionally, I request that you provide me with a detailed explanation of the specific factors affecting my creditworthiness. Please ensure that all inquiries and communications regarding my credit report be directed to my current address mentioned above. To further verify my identity, I have enclosed the following documents: 1. Copy of my government-issued identification (e.g., driver's license, passport) 2. Proof of current address (e.g., utility bill, bank statement) I understand that under the FCRA, you are required to respond to my request within 30 days of receiving it. I kindly request that you prioritize this matter and provide me with the requested credit report as soon as possible. Should you require any further information or clarification, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I remain fully committed to rectifying any inaccuracies or incomplete information that may have adversely affected my creditworthiness. Thank you for your prompt attention to this matter. Your cooperation is essential in helping me understand and address any discrepancies on my credit report. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP code] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report due to Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA). I recently applied for credit and was denied solely based on information contained in my credit report. Therefore, I kindly ask for the provision of a copy of my credit report, as it is required by law. My personal details are as follows: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] On [Date of Credit Application], I applied for [Type of Credit] with [Lender Name]. To my surprise, my application was declined citing information from my credit report as the reason. As a responsible consumer, I regularly monitor my credit activity and have always maintained a good credit history. I would greatly appreciate it if you could investigate the accuracy and completeness of the information in my credit report that contributed to the denial of my credit application. Additionally, I request that you provide me with a detailed explanation of the specific factors affecting my creditworthiness. Please ensure that all inquiries and communications regarding my credit report be directed to my current address mentioned above. To further verify my identity, I have enclosed the following documents: 1. Copy of my government-issued identification (e.g., driver's license, passport) 2. Proof of current address (e.g., utility bill, bank statement) I understand that under the FCRA, you are required to respond to my request within 30 days of receiving it. I kindly request that you prioritize this matter and provide me with the requested credit report as soon as possible. Should you require any further information or clarification, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I remain fully committed to rectifying any inaccuracies or incomplete information that may have adversely affected my creditworthiness. Thank you for your prompt attention to this matter. Your cooperation is essential in helping me understand and address any discrepancies on my credit report. Sincerely, [Your Full Name]