Illinois Chapter 13 Plan (Original-Modified) is a type of bankruptcy repayment plan that allows individuals to reorganize their debt and pay creditors over a three to five-year period. The original plan is designed to allow individuals to pay their creditors in full, while the modified plan is designed for individuals who cannot repay their debt in full. The original Illinois Chapter 13 Plan is a three to five-year plan, that is tailored to the individual’s financial situation. This plan requires the individual to make regular payments to their creditors, while also reducing the amount of debt owed. The court will review the individual’s income and expenses to determine an appropriate repayment plan. The modified Illinois Chapter 13 Plan is designed for individuals who are unable to pay their debt in full. This plan will permit the individual to pay only a portion of what is owed to their creditors. Depending on the individual’s income and expenses, the court will determine an appropriate repayment plan. The individual must pay all of their disposable income to creditors over the duration of the plan. The main difference between the original and modified Illinois Chapter 13 Plan is that the modified plan only requires the individual to pay back a portion of the total debt owed, while the original plan requires the individual to pay back the entire amount.