Illinois Mortgage Foreclosure Summons is a document issued by a court in the state of Illinois to a homeowner who has defaulted on their mortgage payments. The document serves as a legal notification that a lawsuit has been filed against the homeowner and informs them of the date and location of the hearing. The summons also informs the homeowner of their legal rights and of the consequences of failing to appear at the hearing. There are three types of Illinois Mortgage Foreclosure Summons: Judicial, Non-Judicial, and Strict Foreclosure. Judicial summons is a court-ordered procedure whereby a sheriff or other court-appointed official serves the homeowner with a summons, complaint, and notice of sale. Non-Judicial summons is a non-court-ordered process whereby a mortgage lender or service serves the homeowner with a notice of default and right to cure. Strict Foreclosure summons is a court-ordered process whereby a lender may foreclose without going through a judicial foreclosure.