An Illinois Wage Deduction Order-Turnover Order (IL PHOTO) is a court-ordered wage garnishment that requires employers in the state of Illinois to deduct a set amount from an employee’s paycheck and send it to the creditor that initiated the order. This type of order is typically issued when a debtor has fallen behind on repayment of a debt and the creditor has taken legal action to collect the debt. The IL PHOTO is usually issued after the creditor has obtained a judgment from the court, and obligates the employer to deduct the required payment from the employee’s wages until the debt has been fully satisfied. The IL PHOTO is a type of wage garnishment that falls under Illinois’s Wage Deduction Act. There are two types of IL Woos: Turnover Orders and Wage Deduction Orders. A Turnover Order requires the employer to pay the debtor’s wages directly to the creditor, while a Wage Deduction Order requires the employer to deduct a set amount from the debtor’s wages and pay it to the creditor. Both types of orders require the employer to comply with Illinois law regarding wage garnishments, including limits on the amount that can be deducted and the types of wages that can be garnished.