Illinois How to Respond to a Mortgage Foreclosure Complaint is a legal document that outlines the process for responding to a foreclosure complaint. This document provides information on what a homeowner should do if they are facing a foreclosure complaint in the state of Illinois. The document outlines the steps a homeowner should take to protect their rights and respond to the complaint, including how to answer the complaint, how to file a motion to dismiss, and how to file a counterclaim or answer to the complaint. Additionally, this document provides information on what a homeowner should do if they are unable to contest the foreclosure. The document outlines two types of responses to a foreclosure complaint: 1) an Answer, and 2) a Motion to Dismiss. An Answer is a formal response to the foreclosure complaint that allows a homeowner to dispute the allegations in the complaint. A Motion to Dismiss is a legal maneuver that allows a homeowner to have the foreclosure complaint dismissed if certain criteria are met. The document also outlines the steps a homeowner should take if they are unable to contest the foreclosure, including how to file for bankruptcy, how to seek assistance from a housing counselor, and other resources available to homeowners facing foreclosure in Illinois.