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Read Vacating a Default Judgment and Common Defenses to a Foreclosure Case. To get a court to set aside (annul) a default judgment, you have to file a motion and show good cause as to why you didn't file an answer.In the context of foreclosure, the order of reference is when the court appoints a referee. To do this, you must file a Motion to Vacate Default Judgment. Generally, in the motion you must show a good reason for not appearing or answering. There are two main reasons that a court will vacate a default judgment: (1) excuseable default and (2) lack of personal jurisdiction. The judge will decide if your Motion to Vacate Default Judgment is granted or denied and complete the rest of this form. After entry of default is made, the Plaintiff's attorney is then allowed to seek a final judgment of foreclosure against the defendants. In order for the court to have entered default, the plaintiff gave the court proof that you were served with the foreclosure complaint. This form is a letter to the judge making a legal argument why the Court should vacate the judgment that entered against you. 7.