In Illinois, How to Respond to a Mortgage Foreclosure Complaint is an important step in the foreclosure process. This document, also known as a summons and complaint, is a legal filing by the lender that informs the borrower of the lender's intention to foreclose. The foreclosure complaint includes important information about the loan, the borrower's rights, and the process the lender must follow to complete the foreclosure. The borrower must respond to the foreclosure complaint in order to protect their rights and preserve their opportunity to dispute the foreclosure. There are several types of Illinois How to Respond to a Mortgage Foreclosure Complaint: 1. Answer: This is a written response to the foreclosure complaint which includes the borrower's denial or admission of the allegations. 2. Motion to Dismiss: This is a legal motion that requests the court to dismiss the foreclosure complaint. 3. Affirmative Defense: This is a written response to the foreclosure complaint which includes the borrower's affirmative defense against the foreclosure. 4. Motion for Summary Judgment: This is a legal motion that requests the court to make a ruling on the foreclosure complaint without a trial. 5. Counterclaim: This is a separate legal claim that the borrower files against the lender in addition to their response to the foreclosure complaint.