Illinois How to Ask the Court to Vacate a Default Judgment of Foreclosure is a process in which a homeowner who has been served with a foreclosure action can challenge the foreclosure action. This process involves filing a motion with the court asking them to vacate the default judgment of foreclosure. The motion must include the following relevant keywords: • Reasons why the foreclosure should be vacated • Explanation of why the homeowner was not able to respond to the foreclosure action • Evidence that the homeowner is either current on payments or has a plan to make payments • Evidence that the homeowner has a meritorious defense to the foreclosure action • Request that the court vacate the default judgment of foreclosure There are two types of motions that can be filed with the court to vacate a default judgment of foreclosure in Illinois. The first is a Motion to Vacate the Default Judgment of Foreclosure under 735 ILLS 5/2-1301(e) and the second is a Motion to Vacate the Default Judgment of Foreclosure under 735 ILLS 5/2-1301(f). Both motions must include the relevant keywords listed above, and must be filed with the court in order for the court to consider the motion.