Illinois Motion to Vacate Default Judgment of Foreclosure

State:
Illinois
Control #:
IL-SKU-2597
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Description Default Judgment

Motion to Vacate Default Judgment of Foreclosure

An Illinois Motion to Vacate Default Judgment of Foreclosure is a legal document that is filed in order to have a default judgment of foreclosure vacated. This motion is typically filed when a homeowner has been unable to make payments on their mortgage for an extended period of time and is in danger of losing their home to foreclosure. The motion can be used to request that the court vacate the judgment of foreclosure, which would allow the homeowner to remain in their home and renegotiate the mortgage terms. There are two types of Illinois Motion to Vacate Default Judgment of Foreclosure: 1) Motion to Vacate Default Judgment of Foreclosure for Lack of Service and 2) Motion to Vacate Default Judgment of Foreclosure for Meritorious Defense. The Motion to Vacate Default Judgment of Foreclosure for Lack of Service can be used when the lender has failed to properly serve the homeowner with notice of the foreclosure proceedings. The Motion to Vacate Default Judgment of Foreclosure for Meritorious Defense can be used when the homeowner has a valid defense to the foreclosure action that was not raised in the original proceedings.

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FAQ

A default judgment occurs in Illinois civil cases when the defendant has been properly served with a complaint and summons and has failed to file an answer to the complaint by the first court date or to appear in court for the first court date.

You cannot appeal this kind of judgment and have a new trial until you ?vacate the default judgment?, that is, until you have the judgment removed or erased. To vacate a default judgment, do the following: 1. Get the form called Notice of Motion to Vacate Judgment from the small claims clerk.

Generally, the court will vacate an order or judgment within 30 days ?upon any terms and conditions that shall be reasonable.? Larson, 349 Ill.

If it has been 30 days or less, you can get rid of ("vacate") a default judgment by filing a motion. This is a written request to the judge asking them to throw out the judgment. You will have to send a copy of the motion to the other party in the case, and then show up in court for a hearing.

Illinois law governs the time limit for enforcing judgment and states ?no judgment shall be enforced after the expiration of 7 years from the time the same is rendered.?1 The same statute allows the 7-year limitation period to be extended ?upon the revival of the judgment by a proceeding.?

Although a default judgment is enforceable like a judgment entered after a trial, a default judgment may be vacated, unlike a judgment that is entered after a trial.

If it has been 30 days or less, you can get rid of ("vacate") a default judgment by filing a motion. This is a written request to the judge asking them to throw out the judgment. You will have to send a copy of the motion to the other party in the case, and then show up in court for a hearing.

Illinois law governs the enforcement and resurrection of judgments. Under Illinois law, judgments have an enforcement time limit of seven years from the date of their entry.

More info

You may send your Motion to Vacate Default. Enter your full names as Defendants.In A1, enter the complete address of the property involved in this foreclosure case listed in the Complaint. A program to help you complete the forms to undo a default judgment in a foreclosure case. To do this, you must file a Motion to Vacate Default Judgment. Generally, in the motion you must show a good reason for not appearing or answering. The judge will decide if your Motion to Vacate Default Judgment is granted or denied and complete the rest of this form. The borrower once again filed a motion to vacate the default judgment, now ten months after the judgment of foreclosure. A motion to vacate asks the judge to set aside the judgment that was entered against you. To get a court to set aside (annul) a default judgment, you have to file a motion and show good cause as to why you didn't file an answer.

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Illinois Motion to Vacate Default Judgment of Foreclosure