An Illinois Motion to Vacate Default Judgment of Foreclosure is a legal document that is filed in order to have a default judgment of foreclosure vacated. This motion is typically filed when a homeowner has been unable to make payments on their mortgage for an extended period of time and is in danger of losing their home to foreclosure. The motion can be used to request that the court vacate the judgment of foreclosure, which would allow the homeowner to remain in their home and renegotiate the mortgage terms. There are two types of Illinois Motion to Vacate Default Judgment of Foreclosure: 1) Motion to Vacate Default Judgment of Foreclosure for Lack of Service and 2) Motion to Vacate Default Judgment of Foreclosure for Meritorious Defense. The Motion to Vacate Default Judgment of Foreclosure for Lack of Service can be used when the lender has failed to properly serve the homeowner with notice of the foreclosure proceedings. The Motion to Vacate Default Judgment of Foreclosure for Meritorious Defense can be used when the homeowner has a valid defense to the foreclosure action that was not raised in the original proceedings.