An Illinois Order to Vacate Default Judgment of Foreclosure is a court order that can be used to set aside a foreclosure sale, reinstate the mortgagor's right to redeem the mortgage, and void the foreclosure judgment. It is issued by the court when the mortgagor has been denied their right to a fair foreclosure process, such as when the lender failed to properly serve the Notice of Default or when the foreclosure was filed prematurely. There are two types of Illinois Order to Vacate Default Judgment of Foreclosure: 1) a "Motion to Vacate Default Judgment of Foreclosure" and 2) a "Stipulated Motion to Vacate Default Judgment of Foreclosure." The Motion to Vacate Default Judgment of Foreclosure is typically used when the mortgagor has not been able to make payments on their mortgage and the lender has already begun the foreclosure process. The Stipulated Motion to Vacate Default Judgment of Foreclosure is usually used when the mortgagor and the lender have come to an agreement, such as a loan modification or forbearance agreement, and want to set aside the foreclosure judgment without going through the full foreclosure process.