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A lawsuit has been filed against you. When suit is brought pursuant to. 768.If the summons is properly completed, the clerk must sign, seal, and issue it to the plaintiff for service on the defendant. , fails to file a written response with the court, within 20 days after. You have 20 days to respond to a debt lawsuit in Florida. In Florida, the deadline to respond to a debt Summons and Complaint is just 20 days. Instant access to fillable Microsoft Word or PDF forms. Minimize the risk of using outdated forms and eliminate rejected fillings. You have 20 calendar days after this summons is served on you to file a written response to the attached complaint with the Clerk of this Court. Require the defendant to serve a copy of the defendant's defense within 20 days after the service of summons, exclusive of the day of service.