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What should you do if you are a victim of identity theft or fraud? You should immediately notify the police, the bank, and the credit card holders.
Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Identity Theft Victim? Steps to Take Contact the company or companies where you believe the fraud occurred, and let them know you believe your identity may have been compromised. Check your credit reports. ... Consider placing an initial one-year fraud alert on your credit reports.
Explain that someone stole your identity and ask them to close or freeze the compromised account. Contact any of the three credit reporting agencies and ask that a free fraud alert be placed on your credit report. Also ask for a free credit report.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
If you have been the victim of identity theft or believe your personal or financial information may have been compromised, please call the toll-free Identity Theft Hotline at: 1-866-999-5630. Individuals with hearing or speech disabilities can reach us by using the 7-1-1 relay service.
Reviewing your credit report is one of the most important steps you can take to ensure that you are not a victim of identity theft (ID theft). To review your credit report, contact one or all of the major consumer credit reporting agencies and request a copy of your credit report.
Do you suspect someone of committing fraud, waste, or abuse against Social Security? You can contact the OIG's fraud hotline at 1-800-269-0271 or submit a report online at oig.ssa.gov.