Illinois Release of Lien for Vehicle
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FAQ
REMOVING AN OWNER'S NAME: Complete an application for corrected title in full (use form VSD 190). - Each remaining owner must sign the application.
The original title (jointly owned) must be surrendered and need not be assigned. An Application for Vehicle Transaction(s) (VSD 190), marked corrected, to have the decedent's name removed from the title. The current odometer reading must be indicated on the application, including the proper box checked.
There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.
The Title Transfer Process When you purchase a vehicle in Illinois, all you need to do is bring relevant documents to our counter. These documents include the title, the bill of sale, your identification, and proof of residence, such as an electric bill in your name.
Once your last payment on your auto loan is posted to the account, proving that the entire loan is paid off, your lender should process the lien release and immediately inform the DMV. The DMV will then print and mail the official lien-free title document directly to you.
What should I do? Then you should complete the Illinois Secretary of State Vehicle Registration and/or Title Revocation Request form. Make sure that you include the vehicle identification number, make a photo copy of the form and send or fax the original letter to the address listed on the form.
You need to sign the title and give it to your family member. The family member then needs to submit an Application for Vehicle Transaction(s) (VSD 190) within 20 days to get the title in their name and must file Form RUT-50 and pay any applicable taxes.
REMOVING AN OWNER'S NAME: Complete an application for corrected title in full (use form VSD 190). - Each remaining owner must sign the application.
