Illinois Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0493LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Illinois Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act: [Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collector's Name] [Debt Collection Agency] [Address] [City, State, ZIP] Subject: Fair Debt Collection Practices Act — Dispute & Request for Verification of Debt Dear [Debt Collector's Name], I am writing this letter in regard to the collection efforts made by your agency concerning an alleged debt attributed to me. I am fully aware of my rights as a consumer under the Fair Debt Collection Practices Act (FD CPA), and I am exercising those rights by disputing the validity of this debt. Firstly, I request that you provide me with detailed information regarding this debt, as required by the FD CPA. Please ensure that the information you provide is accurate and complete. I am particularly interested in obtaining the following information: 1. The name and contact details of the original creditor. 2. The original account number associated with this debt. 3. The amount of the alleged debt, including any interest or additional fees charged. 4. A complete breakdown of the debt, including the dates and nature of each transaction. 5. Any documentation proving that I am legally responsible for this debt. 6. A verification or copy of the agreement bearing my signature, which evidences my consent to such obligations. I understand that under the FD CPA, you are required to provide me with the above-mentioned information within 30 days from the receipt of this letter. Failure to do so will lead me to believe that your agency is unable to validate this debt, and I will take appropriate legal action to protect my rights. Additionally, I demand that you immediately cease all communication with me until such time that you can provide me with the requested information and properly validate this debt. Any attempt to contact me or pursue collection proceedings without complying with the FD CPA will be deemed a violation of my rights, and I will take necessary legal actions against your agency. Furthermore, please be aware that I will retain copies of all correspondence related to this matter. In case of any future legal actions, these records will serve as evidence of your actions or lack thereof in complying with the FD CPA. I expect your prompt attention to this matter. Please send all correspondence and requested information to the address mentioned above. Considering the time-sensitive nature of this request, I kindly ask that you respond within 30 days. Thank you for your understanding and cooperation in resolving this matter appropriately. Sincerely, [Your Name]

Illinois Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act: [Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collector's Name] [Debt Collection Agency] [Address] [City, State, ZIP] Subject: Fair Debt Collection Practices Act — Dispute & Request for Verification of Debt Dear [Debt Collector's Name], I am writing this letter in regard to the collection efforts made by your agency concerning an alleged debt attributed to me. I am fully aware of my rights as a consumer under the Fair Debt Collection Practices Act (FD CPA), and I am exercising those rights by disputing the validity of this debt. Firstly, I request that you provide me with detailed information regarding this debt, as required by the FD CPA. Please ensure that the information you provide is accurate and complete. I am particularly interested in obtaining the following information: 1. The name and contact details of the original creditor. 2. The original account number associated with this debt. 3. The amount of the alleged debt, including any interest or additional fees charged. 4. A complete breakdown of the debt, including the dates and nature of each transaction. 5. Any documentation proving that I am legally responsible for this debt. 6. A verification or copy of the agreement bearing my signature, which evidences my consent to such obligations. I understand that under the FD CPA, you are required to provide me with the above-mentioned information within 30 days from the receipt of this letter. Failure to do so will lead me to believe that your agency is unable to validate this debt, and I will take appropriate legal action to protect my rights. Additionally, I demand that you immediately cease all communication with me until such time that you can provide me with the requested information and properly validate this debt. Any attempt to contact me or pursue collection proceedings without complying with the FD CPA will be deemed a violation of my rights, and I will take necessary legal actions against your agency. Furthermore, please be aware that I will retain copies of all correspondence related to this matter. In case of any future legal actions, these records will serve as evidence of your actions or lack thereof in complying with the FD CPA. I expect your prompt attention to this matter. Please send all correspondence and requested information to the address mentioned above. Considering the time-sensitive nature of this request, I kindly ask that you respond within 30 days. Thank you for your understanding and cooperation in resolving this matter appropriately. Sincerely, [Your Name]