Illinois Flood Insurance Authorization
Description
How to fill out Flood Insurance Authorization?
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FAQ
Hear this out loud PauseHow Much Is Flood Insurance in Illinois? Average Flood Insurance Cost and Coverage. Based on the number of flood-risk areas in the state, the average cost of flood insurance in Illinois is $1,105 per year. This is more expensive than the national average of $768 per year.
Hear this out loud PauseTwo copies of the form are enclosed in the packet. One is to be returned in the prepaid envelope provided; the other is for you to save for your records. The Flood Insurance Reform Act (FIRA 2004) does not require that the form be returned, and there are no consequences if you choose not to return the form.
Federal Emergency Management Agency (FEMA).
Flood: An overflow of water onto normally dry land. The inundation of a normally dry area caused by rising water in an existing waterway, such as a river, stream, or drainage ditch. Ponding of water at or near the point where the rain fell. Flooding is a longer term event than flash flooding: it may last days or weeks.
Hear this out loud PauseSince these areas are prone to flooding, homeowners with mortgages from federally regulated lenders are required to purchase flood insurance through the NFIP.
Hear this out loud PauseThe Community Acknowledgment Form is proof that a completed project has complied with local floodplain management ordinances and no further inspections will be needed. The Community Acknowledgement Form provides community concurrence that all required permits have been received.
