Illinois Loan Plan for Key Employees
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How to fill out Loan Plan For Key Employees?
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FAQ
"Small business" means any for profit entity, independently owned and operated, that grosses less than $4,000,000 per year or that has 50 or fewer full-time employees. For the purposes of this Act, a "small business" has its principal office in Illinois.
Through SSBCI, jurisdictions provide funding to small businesses through equity/venture capital programs, loan participation programs, loan guarantee programs, collateral support programs, and capital access programs tailored to local market conditions.
In September 2022, DEO announced the approval of the state SSBCI application by the United States Department of the Treasury (U.S. Treasury) for $488 million in funding.
Advantage Illinois programs have been designed to accelerate credit distribution by helping lenders manage the risks inherent in lending to small and start-up companies.
The Illinois Capital Access Program (CAP) is designed to encourage financial institutions to make loans to small and new businesses that do not qualify under conventional lending policies. CAP is a form of loan portfolio insurance, which provides additional reserve coverage to the lender on loan defaults.
The State of Illinois Deferred Compensation Plan (?Plan?) is a supplemental retirement program for State employees. Contributions to the Plan can be made on a pre-tax or Roth basis through salary deferrals.
State Employment Benefits A Pension Program. Competitive Group Insurance Benefits including Health, Life, Dental and Vision Insurance. 3 Paid Personal Business Days annually. 12 Paid Sick Days annually (Sick days carry over from year to year) 13 Paid Holidays annually, 14 on even numbered years. Flexible Work Schedules.
The State Small Business Credit Initiative (SSBCI) was reauthorized as part of the American Rescue Plan Act (ARPA). The SSBCI program provides a combined $10 billion to states, with Illinois eligible to receive up to $354.6 million.
