What Is A Verified Motion
Description Indiana Proceedings Supplemental
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FAQ
A proceeding in which a JUDGMENT DEBTOR is summoned into court for questioning by a JUDGMENT CREDITOR who has not received payment. A supplementary proceeding provides the creditor with a chance to discover whether the debtor has any money or property that can be used to satisfy the judgment.
Hearing To Disclose Assets. You can get the court to order the judgment debtor to go to court to answer questions about the property they own and how much money they make.
The main ways to legally avoid appearing at a debtor examination are to pay off the debt or reach a settlement with the creditor that provides a way for paying back the debt. You also may be able to avoid the examination by filing for bankruptcy, which will trigger an automatic stay of collection efforts.
At the debtor's exam, you are required to answer questions, under oath, about your finances and ability to pay the judgment owed to that creditor. The judgment creditor will ask you questions about: whether you own any assets, including real estate and bank accounts. how much other debt you owe, and to who, and.
If your wages are being garnished for tax debt, Bankruptcy will stop the garnishment and in some cases you may not have to pay the tax debt. Filing Bankruptcy on tax debt will allow you to receive future tax refunds. If your wages are being garnished for student loans, filing Bankruptcy will stop the garnishment.
Property damage. Bodily injury. Personal injury such as libel, slander and malicious prosecution (available under homeowners, renters and condo insurance) Your defense costs for civil lawsuits against you.
A judgment may allow creditors to seize personal property, levy bank accounts, put liens on real property, and initiate wage garnishments. Generally, judgments are valid for several years before they expire. The statute of limitations dictates how long a judgment creditor can attempt to collect the debt.
A Proceedings Supplemental is a court-ordered meeting between you and the creditor (the person you owe) to determine what your income, savings and property are. Your bank or employer may also have to give information to the creditor and the court.