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It is critical to get a debtor name correct on a UCC 1 financing statement in order to protect your interest. My name on my bankruptcy petition was misspelled, incorrect, or is not my full legal name.Items 1 - 7 — Read all Instructions, especially Instruction 1; correct Debtor name is crucial. Follow. Instructions completely. Enter only one Debtor name in item 1 -- either an organization's name (1a) or an individual's name (1b). Read and follow all Instructions, especially Instruction 1; use of the correct name for the Debtor is crucial. It must be corrected. The debt collector must notify anyone who has already received a report containing the incorrect item. The creditor will sell your debt to a collection agency for less than face value, and the collection agency will then try to collect the full debt from you. The person files notice of the lien with the Register of Deeds.
