Indiana Chapter 13 Hardship Discharge is a special type of bankruptcy filing that allows a debtor to have their eligible debts discharged without having to complete the repayment plan outlined in their Chapter 13 repayment plan. This is generally offered in cases where the debtor is suffering from a financial hardship that prevents them from making the required payments. The hardship could include a job loss, medical illness, or other life event that has left the debtor unable to make the payments. There are two different types of Indiana Chapter 13 Hardship Discharge: a total discharge and a partial discharge. With a total discharge, all eligible debts are discharged, while with a partial discharge, only some debts can be discharged. In both cases, the debtor must prove to the court that they are not able to make the necessary payments and that the hardship is long-term.