Description: The Indiana Pooling and Servicing Agreement serves as a contractual agreement between Green point Credit, LLC and Bank One, National Association. This agreement outlines the terms and conditions for pooling and servicing mortgage loans within the state of Indiana. Under this agreement, Green point Credit, LLC (the originator of the loans) transfers a designated pool of mortgage loans to Bank One, National Association (the service). Bank One then assumes the responsibility of administering and servicing these mortgage loans on behalf of the investors. The Indiana Pooling and Servicing Agreement encompasses various aspects related to the mortgage loan pool, including loan origination, loan servicing, investor distributions, and default management. It outlines the obligations and responsibilities of both Green point Credit, LLC and Bank One, National Association to ensure compliance with relevant legal and regulatory requirements. This agreement specifies the criteria for loan eligibility within the pool, such as loan-to-value ratio, creditworthiness of borrowers, and property type. It also defines the pricing mechanism for the mortgage loans and the terms for loan repayment, including interest rates and payment schedules. In addition to the general Indiana Pooling and Servicing Agreement, there may be different types or variations of this agreement based on specific loan characteristics or investor requirements. These may include: 1. Fixed-Rate Mortgage Pooling and Servicing Agreement: This type of agreement typically pertains to mortgage loans with fixed interest rates throughout the loan term. It outlines the specifics of managing and servicing this particular type of mortgage pool. 2. Adjustable-Rate Mortgage Pooling and Servicing Agreement: This agreement focuses on mortgage loans with adjustable interest rates, where the interest rate may vary periodically based on a predetermined index. It addresses the unique considerations and requirements for servicing these adjustable-rate mortgage loans. 3. Jumbo Mortgage Pooling and Servicing Agreement: In cases where the mortgage loans within the pool exceed the conventional loan limits, a jumbo mortgage pooling and servicing agreement may be established. This agreement addresses the specific nuances associated with jumbo loans, including underwriting criteria and risk management. These are just a few examples of potential types of Indiana Pooling and Servicing Agreements that may exist between Green point Credit, LLC and Bank One, National Association. The specific terms and conditions outlined in these agreements may vary depending on the nature of the mortgage loans being pooled and serviced.