Indiana Covenants
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FAQ
A homeowner association (or homeowners' association, abbreviated HOA, sometimes referred to as a property owners' association or POA), or a homeowner community, is a private association-like entity in the United States, Canada, The Philippines and certain other countries often formed either ipso jure in a building with ...
A property covenant is an agreement between two or more parties regarding certain use of a piece of real property. The covenant will either benefit or burden the landowner. A covenant that burdens the landowner is also called a restrictive covenant.
Covenants are either personal, restricting only the party who signs the agreement, or they "run with the land," passing the burden along to subsequent property owners. A restriction is simply a limitation on the use of the land.
Covenant is considered a legal contract, or agreement, between privately owned property within a subdivision and the developer. By-laws state how the HOA will be run and contains information on voting processes, quorum requirements, provision for holding meetings, election requirements, and other operating guidelines.
The Indiana Homeowners Association Act oversees the creation, management, authority, and operation of homeowners associations created after June 30, 2009. These associations have the power to impose compulsory dues on the members of the community.
A covenant for title that comes with a deed or title to the property assures the purchaser that the grantor has the ownership rights that the deed purports to convey.
CC&Rs stand for the Declaration of Covenants, Conditions, and Restrictions. Homeowners association CC&Rs are, in essence, the rules of a community. They describe the HOA's obligations and rights to its members and vice versa. They are often referred to as homeowner association covenants or simply covenants.
An HOA typically consists of a board of directors elected by community members, and they make decisions and set policies for the community. On the other hand, an HOA covenant is a legal document that outlines the rules and restrictions governing a particular neighborhood or community.
