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Compensatory damages are money awarded to an injured party that compensate for damages, injury, or another incurred loss.
There are six different types of damages: compensatory, incidental, consequential, nominal, liquidated, and (sometimes) punitive.
Insurance companies and attorneys often estimate pain and suffering by using a multiplier between 1 and 5 (the more severe the injury, the higher the multiplier).
It entails totaling your economic damages and multiplying them by a variable. Typically ranging from 1.5 to 5, higher variables are assigned to more severe cases. For instance, if you incurred $100,000 in economic damages and a 1.5 variable is applied, your pain and suffering damages would amount to $150,000.
The Multiplier method adds up all incurred costs like medical bills, lost wages, etc. along with inevitable future costs. It then takes that total and multiplies it 1.5 to 5 times that amount depending on the severity of the pain, suffering, and emotional distress.
Personal injury compensation awards will be calculated based on the type and seriousness of your injury, and any other losses you have suffered as a result, such as medical bills or if you cannot work.
In most personal injury cases, the claim for special damages covers prescription charges, travel to appointments and some loss of wages. If it can be proved that your injury left you unable to work, and you lost earnings as a result, the special damages you will get include lost earnings.
A statute of limitations, also known as a prescriptive period, is a law governing the time limit that a plaintiff has to file a claim against another party. In Indiana, the statute of limitations for filing a personal injury claim is two years from the date of the incident.
Limits on Damages Some states impose limits on these types of awards. While Indiana doesn't cap damages for pain and suffering specifically, it does cap claims against the state at $700,000, and medical malpractice claims at $1.25 million.